Hi!

Hi,

Lot of pictures ahead,

Am a banker, my salary in hand will be a minimum of Rs. 62,000. Now why i have mentioned the word minimum here is because, I will get a lot of allowances which are occasional and so cannot be included in monthly salary.

Now apart from salary, I do get a residential flat for my accommodation which is borne by organization and the furniture allowance to maintain the required furniture at residence.

Now I got a double bed room flat, king size double cot bed , a fridge and an AC , all at organization’s cost.

So, coming to my expenses, I spend on a lot of things which I want and most of my earnings will go to fun and food.

I do have a bike, Royal Enfield. My flat is very near to my bank so i don't generally use my bike at work place. But, I ride on it to go home for weekends. As my home is just 35 Kms away from my place of posting. So it will cost me 2 litres per weekend. so all in all some Rs.1000 - Rs. 1500 per month for petrol.

Am a foodie, so I eat whatever I want to on that particular day. And i do love taking pics of the food well arranged.

If at home, swiggy and zomato will take care of my cravings ,but if at workplace i have to adjust with local made snacks. And also i don’t cook for myself, so during week days I have to eat outside food/hotel food only. Hence at an average of Rs.300 to Rs.400 per day ( Cause I eat biryani for atleast 2 out of 5 working days ). 22 to 24 working days per month. So upon calculating , Rs. 8000 - 9000 approximately. And on weekends, Domino’s , KFC, Ibbaco etc., will take a hit , So atleast Rs. 2000 - Rs.3000 for adding extra cholesterol to body.

Only monthly bill which i need to pay from my pocket is my electricity bill, it will never cross Rs.160/-. My mobile bill will be paid by our organization.

I give Rs.5000/- to my mother every month for her expenses and invest Rs.12000/- into mutual funds every month. ( Annual savings are done at a time all together )

Now, coming to the second part of the question, am happy and satisfied, considering my salary, as i am getting enough , i can say more than enough to spend, to give away, to save for future. May be its because i am not married, hence less expenses and more savings, also other reason may be am posted in a semi urban place near to my home town. So nothing much to explore, nothing much to spend on useless stuff. I don't drink, i don't smoke.

Am happy because I got my own DSLR

One of my favorite purchase , Ray-Ban diamond hard shades

I got all the gadgets which i need, I don’t spend unnecessarily on gadgets, I still use my Honor 9i which i had bought back in 2017. But i do buy the essential gadgets for my fun.

I got to visit so many places, I do travel a lot just for taking pics.

So, let it be any profession, whatever the salary might be, if you can find peace and find yourself in your life, anyone can be happy.

Thanks for A2A, also for scrolling.


-Vishnu Vishal, Deputy Manager at State Bank of India (2019-present)