I am presently 29,Male working as an Auditor in Ministry of Defence currently working in Tier 2 city of Uttar pradesh. My salary is 36873 Rs in Hand.

The details of expense is as follows:

 

Room rent: 4000 (Electricity included)

Food: 4000 (Including Swiggy and Zomato)

Credit card bill: 2000 approx which includes DTH recharge for home, shopping, clothes, etc

Fruits:500

Travelling to Office:500

Other expenses:1000

I usually saves 20 to 22 Thousand Rs per month. I also have a SIP of 3000 Rs.

Government of India and I contribute to my pension scheme every month so I do not save for my retirement though I am thinking of opening some sort of policy for this too.

I have struggled a lot before joining the services. I have toiled very hard in my previous jobs with no holidays, continuous drilling of superior for sales, long working hours, pressure of performing every day. In this job I personally feel very satisfied as I have time to enjoy my life. Saturday and Sunday are weekly off so sometimes it becomes difficult to pass the time. I am not studying further as I am not into studies that much as I have used to be when I got this job.

Sometimes when I look back even I get surprised by the fact the just 4 years back I was almost crying working in my previous company. It is amazing that time changes.

To all those who are having a tough time in their present employment I want to say that “Be Strong, Everything has a solution”.

Thanks

Dastaan