Monday, 30 September 2019



I made many mistakes in my 20’s.

Ultimately, it all worked out for the best and today I have a life that I never thought was possible.
But the results I have today could have happened a lot sooner if I’d avoided the following things.
Heed my warning and save yourself a lot of pain and heartache.

Enjoy…

 
 


1. Low Status Friends

When I use the term low status friends, I’m not referring to their current financial status or their social status.

I’m referring to their personal status.

Low status friends are friends who lack ambition, drive, and a desire to improve.
They are negative individuals who play the victim card and blame others for their results.
Avoid these people like the plague.

If you want to succeed in your 20’s and beyond then remember one thing…
If you show me your friends… I will show you your future.

Who you hang out with becomes your destiny.
So be careful who you allow into your inner circle and always seek to spend time around winners.


2. Codependent Relationships

Nothing will destroy you faster than a codependent relationship.
Whether you are the dependent (the person who uses relationships to find their self worth) or the enabler (the person who stays with a dependent out of fear), you will sabotage your life and ruin your results.

Period.

Relationships can be the jet fuel that propels you towards the life of your dreams or the anchor that keeps you stuck in the harbor.

In a healthy relationship there are two independent people who come together, bringing their unique skills and attributes to create a better life than either person could have on their own.
If you are in a codependent relationship, you need to sit down and asses things.
If you can save the relationship by establishing boundaries and getting quality alone time then do it.
If not, then move on with your life and do yourself a favor. End of story.


3. Hard Drugs & Alcoholism

I’m not one to judge and I dabbled with more than my fair share of substances in my early 20’s.
But there is nothing that will ruin your life faster than hard drugs and alcoholism.
I’m not referring to a night cap or an evening joint.
I’m talking about substances like heroin, cocaine, meth, and the like.
Avoid these like the plague.

They will turn you into a shell of who you used to be and leave your life in the gutter without a dime to your name.
Just don’t freaking do it!

4. Your Comfort Zone

If you want to live a great life, then you must avoid your comfort zone like a crazy ex with a butcher knife.

No one ever achieved anything great by residing in their comfort zone.
We don’t write stories about great men and women because they did what was easy.
Society rewards and recognizes those who do the hard things that are necessary to live a good life.
Look…

Everyone reading this has the potential to be successful beyond their wildest dreams.
But to do so, you must embrace the fact that successful people do hard things.
They step out of their comfort zone and into the unknown.
They boldly move forward and chart their own path.
Get the hell out of your comfort zone in your 20’s and get into life.


5. “Normal”

If there’s one thing that must be avoided more than anything else on this list it’s normal.
Normal is 5-figures in debt, living pay check to paycheck, getting a divorce in your 30’s, working a job you hate, and rocking a “Dad Bod”.

F*ck normal.

Normal is the antithesis of greatness and if you want to be successful in your 20’s, you will avoid it at all costs.
Don’t do what other people do.
Don’t spend your time the way that the masses do.
Don’t buy the same crap, work the same jobs, or live the same lives.
As the old saying goes, “Do what others won’t so that you can do what others can’t”
Screw normal.
Be exceptional.
Hope this helps.
Stay Grounded, 

Andrew

Sunday, 29 September 2019

Money is nothing......

We have this problem, seeing wealth as “greed” in America, but this is what it truly means to have money here:
  1. Reduced Life Stressors. No worries about groceries, rent payments, utility costs, transportation costs. You can turn the heat up and be warm in your home and not have to think about it. Taking these expenses away would reduce stress for a lot of families and people
  2. You can get Exactly the Medical Care You Need. The best medical care, specialists who are *not* in your network, surgeries, physical rehab, cancer care without going broke, prescriptions that you need. A lot of people delay care, skip rehab or don’t fill meds bc they can’t afford it - it impacts their health & happiness. Medical bills are the #1 cause of bankruptcy in the United States - money could help a lot of people.
  3. Family Cared For. Are your aging parents needing anything? You have the power to help them. College education is crazy expensive - now your kids won’t carry debt.
  4. Ability to Take Breaks. Want to go to the beach in the middle of Winter? You can. Want to spend time with family living in another state? You can. It’s a new world when you can actually take a month and just….relax. That *definitely* improves your quality of life over working two jobs and barely making ends meet.
  5. Acquiring Quality Items. I’m not talking about a luxury watch…but just the ability to buy a warm wool winter sweater, or solid jacket. They cost money! Look at the jackets they sell at Walmart and compare them to Patagonia. It’s not just about “brand,” but how warm do they keep you? How comfortable are you outside? Little things like this make all the difference to improve your comfort.
To say that money *doesn’t* make life easier or improve your life would be dishonest.
Wealth has the potential to improve *everyone’s* life.
It shouldn’t be that way, but it is still that way in America…and as someone who has been on both sides of wealth, I’ll tell you that it makes all the difference in the world.

Judging Others....


Judging others - how they act, what they say, what they wear - is a universal habit designed to feed our ego.

We make others small to feel big.

Look. Look how much better I am. Look how much better I do.

Judging is an unimaginative way to make ourselves feel like we belong. Those people, we say. They are not like us.

It underlines what makes us separate, instead of reminding us we are the same.
The act of judging comes from insecurity and is a symptom of unhappiness. If you are truly happy you don't need to cut others down to size or put down the choices others have made.

Speaking ill of others, even as a joke, as a way to pass time, shows people how you will one day come to speak of them and makes them wonder if you can be trusted.

The habit of judging is worth breaking for all these reasons but also because it continuously trains your brain to be critical. It narrows your vision.

You make it increasingly difficult for yourself to see the good in others, and consequently, the good in you.
  -Dushka Zapata

Saturday, 28 September 2019

Poverty is because of......


Poverty is a result of multiple factors including political environment, availability of opportunities, health factors and a lack of education.

Apart from these a key factor is the lack of a proper guide to motivate and show the right direction. They grow up in a vicious circle that sucks them back.

Over decades I have been observing the economic conditions of our maids. We lived in over 25 homes and have had 40 odd maids overall in my life. In practically all cases they educated their children and many of them are doing well in their life.

What makes the maids do so well in climbing the prosperity ladder, compared to their peers in the slum? A key thing is they are looking at the right examples. They are observing what you are studying, what career options you are choosing, what financial habits you are having and overall have a much better idea at what makes someone succeed. Many of these maids use these practices at home and climb out of poverty faster than other poor people.

If poor people get the right role models, guides, examples and plan, many could climb out of poverty.

-Balaji Vishwanathan

Friday, 27 September 2019


My father is 104. My mother is 100.

Both told me the same thing:

“Stay away from doctors.”

To which they added, “do everything in moderation.”

For example, my father ate steak and eggs for breakfast for years - but in small quantities. The most important part of diet is how much one eats. Junk food won’t hurt you in small quantities. For example, one slice of pizza and a small glass of beer is OK. Eating a large pizza while drinking a 6-pack - not so good.

But what they say about fruits and vegetables - so very true. Try eating nothing but fruits and veggies for a few days, and see if you don’t feel better than you ever have.

Also, watch your weight (ever seen an obese 100-year-old?)

And - so important - take a stroll everyday. You don’t need to run, just a leisurely stroll around the neighborhood will do you more good than a gym membership.

Full disclosure - I used to live on Big Macs, Whoppers, pizza, fries and fried chicken. Old age has taught me that, maybe, this isn’t a good idea.

-Chet Blakistone

Thursday, 26 September 2019

RBI Grade B is Overrated


RBI grade B is actually most underrated exam.

  1. Grade B in RBI is also called as Manager. Where else you can join at the age of 21 as Manager.
  2. Salary in RBI is more than average package of top MBA colleges in India.
  3. RBI is having offices only in big cities and you get decent accommodation at the place of posting.
  4. RBI is a big brand in itself. No corporate job could provide you respect in society which RBI can.
  5. RBI is a knowledge institution. Here, you would work with people from IIT/IIM and other prestigious institutions.
  6. RBI is having a scheme of golden jubilee scholarship scheme, under which you can pursue higher education from top foreign university.
  7. At the end of the day, most important parameter any human being look in job is peace of mind. RBI provide you a perfect work-life balance and mental peace.

Considering all these, I think, RBI Grade B is highly underrated.

-Rohit Bharuka

Money is Everything.....

Is it possible to purchase the following with money?

  • Knowledge
  • Wisdom
  • Respect
  • Honour
  • Love
  • Friendship
  • Life
  • Time
  • Peace
  • Sleep
The answer is simple.

Money can hardly buy anything except what is physical, like food, water, house or cloths.
If you are too poor, you perhaps can’t think of anything else because money is needed to buy these things for the sustainable body.

For a hungry man, a loaf of bread may look like God.

However, if a person has been provided with basic necessities, he would find money useless in achieving higher things of life.

A person who is rich passed through the journey of life and understood this valuable lesson of life, while a poor man is still unable to think of anything more than his survival.
Hence, their perspectives differ in respect of money.

Steve Jobs once said, “My favourite things in life don't cost any money. It's really clear that the most precious resource we all have is time”.

He knew this well because all his wealth could not buy him more time, which he wanted too badly during his last days.

-Awdhesh Singh

Mistakes that Ruin Peoples Lives......


1. They do not dream big enough. Most goals are tiny goals that do not even excite the one planning the goal! The whole world is telling us we need to have “realistic” goals without even knowing what we are capable of and we just follow that advice blindly, limiting ourselves before we even start.

Your dreams should excite you! They should be things that excite you so much you tingle with excitement every time you think about it. It doesn’t matter at all if it is achievable or not, the only thing that matters is that it is so big you cannot help but to work towards it.
Small goals only do 2 things:

  1. They make you depressed after you achieve it because you suddenly do not have anything to work towards.
  2. They limit you into what you believe you can do.
Have a goal so big others will shake their heads, tell you it is unrealistic and will think you have a god-complex for only thinking about it. Let them be the ones that are stuck in the “realistic” world they imagine, whilst you actually test those limits with all you’ve got.



2. They expect it to go faster and give up if it doesn’t. No one expects it to take a long time. In today’s world of fast internet, instant information and immediate rewards we all want things to go FAST!

This is why so many people quit! It only needs to take 1 week longer than we expect it to and we will want to quit, saying it isn’t worth it anymore. Look at any New Year’s Resolution and you will see that this is true. Losing 10lbs is easy at first, but after a month of exercising and realizing you still have only lost 2lbs it isn’t worth it anymore.

Everything that is worth it will take its time, but it will also not matter how long it takes because it is worth it!



3. They do not take responsibility for their lives. It is unbelievably easy to make excuses and to blame others. If it isn’t your fault then you couldn’t change it, meaning that you are but a victim of the world around you and you will not have to put in any work.

The truth is: Living an awesome life is hard! If it were to just fall in your lap one day no one would do anything and everyone would have it.

A lack of responsibility causes you to become depressed with every single negative event. Nothing is in your control, meaning every time something bad happens you are helpless and will just sit in the corner and cry.

Take responsibility for the way you feel, where you are in life and where you want to end up. It is better to believe everything is in your power than to believe nothing is. But, as with most things, a balance is still best!




4. They do not believe in their own power. People that end up on the street believe that, even if it is their responsibility, they couldn’t change it. “I am not strong enough/smart enough/I am too lazy/procrastinate too much/That is just the way I am.”

All of these limiting thoughts are nothing more than thoughts that hold no truth but will ruin your life faster than anything else. Learned helplessness is the biggest reason for depression, and much more common than even 20 years ago.

Believe that you can do it, even if you have no idea how. Believe you will figure it out and do something about it and you will gain control back of your life.


5. They undercommit. Most people have a very skewed idea on the work/reward ratio of the world. In fact, most people believe it takes half the amount of work it actually will take or worse. It’s not surprising that those people are the ones that end up depressed because nothing they do works out.
Real commitment starts when you say that you will do it no matter how long it will take. Time should not even be a factor in the things you want to do. If you can change your attitude into a “whatever it takes” attitude, you will never run into the issue of being depressed for not getting what you want, because you will always get it!




6. They stay with the wrong group. Friends come and go, yet we all want to hold on so tightly to our current group that we do not even begin to realize how negative most of them are. But anything is better than being alone, right?

Even if that were to be true, that does not excuse you staying with the same negative people that only drag you down! In the end you will model all the people around you according to how much time you spend with them. That is why you are so much like your best friend and couples become more similar as time goes on.

You are the average of the 5 people you spend the most time with, and if you want to improve, grow, and get your life to equal that of your dreams, then you need to find the people that will turn you into the person deservant of that life!




7. They believe change is specific only to the area they wish to change. Every change will change everything. You cannot expect to get a higher paying job when you still play video games for 8 hours a day and still order pizza every other day.

Right now, you have exactly what you deserve in life. You get exactly what you put into it. If you want to get a better life, then you have to change. Stop trying to find the specific reasons to change and focus instead on becoming the person that will naturally have the life you want.

It is not about getting the job, money or partner, but instead about becoming the person deservant of that job, that kind of money and such an amazing partner!

Tuesday, 24 September 2019

Perks of RBI Grade B Officer




You get 2bhk in heart of the city to live. Never you need to worry about your accommodation till retirement.


 If you have a car on your name, you will get 150 ltr worth petrol allowance on mere declaration (i.e. 11k per month)


Monthly allowances: Maid allowance (3k), mobile allowance (1.5k), 2k sodexo coupons

Annual allowances: 4.5k medical on declaration, 4k book grant on declaration 

Biannual allowances: 7k briefcase allowance, 7k spectacles allowances (if your spouse has spects too, then you can claim that too)

LTC/LFC tour allowance - 1lac per two years per person of the family (dependent members). Foreign tours are allowed
 Generally your medical expenses will get reimbursed.

When on official tour, you always travel by air, live in quality hotel (such as Marine Plaza in Mumbai) and you get TA, DA too.

If you have a kid, you will get 3k per month for kid for his education.

5 Days week office.Saturday and Sunday Off.

No political pressure.

Generally you dont have to deal with common people like in other Banks.

House and Car Loan at lower interest. 

and at last dont forget the salary.





In Rich Dad, Poor Dad, Robert Kiyosaki mentions, “According to psychiatrists, the fear of public speaking is caused by the fear of ostracism. A fear of standing out, the fear of criticism, the fear of ridicule and being an outcast.”

Aristotle once said, “to avoid criticism, say nothing, do nothing, be nothing.” Existing is not living.

-Anna Sharudenko

Sunday, 22 September 2019

Forced Retirements, Lateral Entries, 360-Degree Performance Reviews & Unsurmountable Pressure in Civil Services


Beware of false knowledge” said George Bernard Shaw. “It is more dangerous than ignorance”.

You seem to be not only ignorant, but also have false knowledge about the present condition of civil services.

If you are talking about compulsory retirement of 27 IRS officers under 56(J), please know that these officers were facing serious corruption charges and they were a liability on the government and the people of India. Their numbers are quite insignificant as compared to total number of people who must be sacked for their non-performance.

Government is still tolerating a large number of incompetent and corrupt officers even today.
Lateral entries are for secretariat jobs like Joint Secretaries, Director, for which most civil servants don’t even apply as these posts are only for policy making with hardly any real power like DM, SP or Commissioner.

360 degree performance review is a sham and more than 95% civil servants are getting promoted even today without doing anything worthwhile based on seniority and performance report(which is rarely below the benchmark).

As far as pressure is concerned, it is still least lowest in civil services, unless you choose the high pressure jobs yourself and use these jobs for illegal personal benefits.

It is better not to consider the exceptions as the rule and get paranoid about them.

Learn to know the truth because only truth can make you free.


Friday, 20 September 2019

It is sad to see a couple on dinner and sticking on their phone......



No, because I don’t know their story. There are all sorts of possibilities:

Both may be on a group chat with another couple, discussing plans for getting together later.

One may be texting with a relative who is in distress, while the other is quickly adjusting travel plans.
Both may be reviewing their email to be tracking down the contact number for their Airbnb stay.
These are just some of the many possibilities.

People and their actual stories are more complicated and interesting than we assume. The less we judge, the more clearly we can see.

-Andrew Weill

A change in perception...



I was the picture of health. I practiced what I preached as a family doctor: daily exercise, healthy diet, 8 hours of sleep, no drugs or tobacco, rare alcohol. I rarely got sick. I thought I would live to be 100.

Of course I knew that disease was unpredictable. I saw patients every day with chronic disease and mental health challenges. Sometimes I diagnosed cancer. But somehow, I thought I was immune.

Then I woke up dizzy one autumn morning in 2009. It wasn’t the flu or a cold or an ear infection. It lasted all week, and nothing made it better or worse. I kept going to work. I kept seeing patients. But I felt terrible, and I started to worry, especially as new symptoms began to surface.

Eight days later, I was diagnosed with multiple sclerosis. I was shocked - and SO humbled. At age 36, I was suddenly stuck with a life sentence of a disabling neurologic disease.
 I was now the anxious woman in the doctor’s waiting room, the patient on the exam table. 

I was furious with the sudden role reversal and more vulnerable than I ever could have imagined.
Becoming a patient, facing a potentially devastating diagnosis, shifted my perspective in a big way.

 I didn’t know if I would be able to work, raise my kids, travel, or exercise. I faced a new uncertainty that clouded my future, but also forced me to live in the moment, to embrace each day.

When my symptoms started to regress, I felt my anger subside, and I developed gratitude for abilities I used to take for granted. Returning to work, I embraced a new connection to my patients with chronic illness.

I am doing well now, nearly 10 years post-diagnosis. I still don’t like being a patient, getting MRIs, taking medicine, fighting with insurance companies, worrying about what will happen next. But I appreciate the wisdom that I gained in the face of my life’s greatest challenge.
-Lisa Dogget

Thursday, 19 September 2019

Best way to do 6.042J/18.062 J Mathematics for Computer Science ( MIT OCW) & get best out of it

Solve problems. Lots and lots of problems.

You cannot learn this material from watching lectures or passively reading. To a certain extent, this is true of every course in every subject, but it is especially true of the material in this course. You can only learn to do this stuff by doing it. You can only learn to solve problems by solving problems. You can only learn to write proofs by writing proofs. You can only learn to write code by writing code.
Solve every recitation problem.

Solve every problem in the problem sets.


Do not look at the solution to any problem until after you have put in a good-faith effort to solve the problem yourself.

And by “solve” I don’t just mean “Yeah, I think understand how to do it.” “Understanding” is a trap! If you actually want to learn this stuff, your goal should be mastery. By “solve” I mean actually writing down a complete, detailed solution, exactly as if you were going to submit it to Tom Leighton Himself to be graded for credit. Expect to spend an hour or two per problem, especially when you’re starting a new topic.


As motivation: Buy yourself a large glass jar. Every time you look at a recitation or homework solution that was written by someone else—anyone else, including you three months ago—put money into the jar.

  • If you haven’t spent any time on the problem at all, put in $10.
  • If you’ve worked hard on the problem but got stuck, put in $5. (“Working hard” includes rereading the textbook/rewatching the lectures, walking through solutions of problems presented in the textbook/lectures, asking for general advice on StackExchange, etc.)
  • If you understand how solution should work, but you haven’t written anything down, put in $5. Until you write it down, it doesn’t exist.
  • If you’ve already written your own solution, and it turns out to be completely wrong, put in $1.
  • If you’ve already written your own solution, and it starts with the right idea but has some problems in the details, put in 25¢.
  • If you’ve already written your own solution, and it turns out to be correct, take out $5. Congratulations! You got it! Now move on to the next topic. (Don’t worry, you won’t run out of money.)

Wednesday, 18 September 2019

Disadvantages of Being Poor and Being Rich....



I had a classmate who was extremely rich, his parents bought him a Honda City just because he agreed to pursue engineering.
He was a nice guy and was friendly with others, he always had the latest iPhones, wore trendy clothes and expensive accessories.
I never envied him but I always thought that “His life is set”.
He had a family business, had a plenty of money, I thought he would easily make it big in life as he had everything to succeed.
I also thought, “Man, it would take me decades to get to his level.”
Fast forward today he works at an MNC for a very low salary.
It takes me a day to make the same amount of money which he takes home as a monthly salary.
It turned out that his father didn’t let him join their business as he had no experience running a business and neither he had any interest in doing so.
He was spending money recklessly and his behaviour was irresponsible.
His father wanted him to realise the importance of money as he him selves went from rags to riches by working hard.
His parents married him off to a girl of their choice just because they wanted him to become more responsible.
While this might be a good thing for a regular person for a guy who cruised around in a Honda city with girls to fancy restaurants and shopping malls, that is quite a humbling experience.
Life forces you to go through shit if you really want something, it does not care how wealthy you are.
Had he been a bit more mature and realised what wonderful opportunity has, his story could have been different.
Coming to the point What are the disadvantages of being a rich kid?
  1. Lack of hunger: Rich kids have it all, they have already enjoyed all the things they always wanted and hence they no longer have a will or desire to work for them. My classmates father might have all the money in the world but he could not buy the hunger which I had in me.
  2. Lack of realisation: Most rich kids don’t even realise what they have and how lucky they are, hence they mostly take everything for granted. Just as we regular people take food, internet, clean water for granted.
  3. True value of money: The more you have something the less valuable it becomes.
  4. They would resist to work hard for anything: They had everything in life easy, they don’t have to beg their parents for a new phone or a car, they get everything even before they ask and hence they develop the attitude that everything can be achieved with little or no effort.
  5.  
Remember, if you are poor and you think that you don’t have anything superior than the poor then you must remind that you have the “hunger”, which most rich kids lack.
Hunger is the most valuable asset a poor can have, no matter how much money the rich have, they cannot buy the hunger, it will make you push harder to get ahead in life

-Saurav Sharma

Tuesday, 17 September 2019


Railway is a vast department. There are so many categories of employees. Teachers of Railway Schools, Nurses, accounts staff, clerical staff and many others are as good as any other department. Over and above they get privilege passes, PTOs, free medical facilities etc. Railway officer’s job is pretty good. But those employees who are related with train operation such as Station Masters, Pointsman, Cabin Man, Signal maintainers, Telecommunication maintainers. gateman etc are really very tough duties. Be it holi or deewali, 15th August or 26th January they have to perform duty. Besides this, duty is in roster. Night duty is cumbersome. You sleep in the day and do duty in the night. Drivers and guards are also directly related with train operation, their duty is also arduous but being running staff they get so many allowances which compensate well. But one thing I can say you for sure, don’t say any railway employee that his/her duty is worst. They will feel offended. They are always proud of their jobs.

Monday, 16 September 2019

My Boyfriend calls me ugly when we are argiung....



This is what is known as a low blow. He doesn’t know how to fight well.

Fighting well is essential to the health of every relationship. It’s how you establish boundaries and determine that the dynamic is solid and real.

But, you have to fight fair. You don’t say “all” or “never” or “always”. You don’t dredge up past arguments. You are not intentionally hurtful. You argue over the issue, not the person. You are specific.

Other things I try hard to do:

Determine the source of the issue. Is it my expectation, or really your action?

I check myself: Is how I feel about this proportionate to what happened? If the infraction was not huge but I feel incensed I am usually not fighting over what I am really upset about.

I check my intent: If I want to hurt you or win the argument I retreat and fight on another day. If I can’t be kind, it’s not a good time.

I remind myself this is just a fight, not the end. If I feel like it’s the end, it clouds how I interpret everything.

I cannot change you. I need to be careful my words or my demands are not controlling.
I recognize when to fold them. No grudges. No holding on. In particular, letting go of things that don’t matter.

Finally, I pay attention. There are many ways to say I’m sorry: a gesture, an invitation, an attempt to hug or snuggle. I don’t need to resolve everything with a torrent of words.

-Dushka Zapata


Sunday, 15 September 2019


There is one simple way to completely dominate the market in any field:

Produce more than anyone else is willing to produce.

Successful people all hunger for success and hunger for a better life and to get more out of everything they do!

They are willing to do whatever it takes, go the extra mile and do more than those around them, which is what eventually gets them to succeed.

Look at all the Olympic Athletes. Did you know they trained 6–8 hours every day? When compared to the average player that might practice the sport once or twice a week for 1–2 hours it is no wonder the professionals go so much further.

When you look at Fortune 500 CEOs… why is it that they still work like their life depends on it when they are already successful? Most of them are rich enough to sit back and live the rest of their lives in 5-star hotels without ever worrying about the money, yet they all still work at least twice as much as the normal person because they hunger for success.

Eric Thomas puts this very true when he says: “If you want to succeed as bad as you want to breathe, then you will be successful.”

It’s this hunger that drives them.

Push for the top, push for being the best by doing more than anyone is comfortable doing.
When you are working out, do more and take shorter breaks than anyone else. When you are with your partner give them more attention and love than they can handle. When you are working at your job, do 10x more than any of your colleagues.

That is how you stop winning and start annihilating. Winning means there is a competition that you need to fight. Annihilation means there is one person who completely outdoes the rest. Don’t try to compete by being the same as everyone else. Instead be the hammer that completely smashes in everything you do.

As Grant Cardone would say: “Stop competing and start dominating in everything you do.”

-Lukas Schwekendiek


Saturday, 14 September 2019

Junior Engineer in Railways is at level 6 of pay matrix. Their basic pay starts at 35400 plus DA (now 12%) plus other allowances. After one promotion they become SSE (Senior Section Engineer) at level 7. Both JE and SSE are group C posts in Railways. But the most attracting feature of JE in Railways is AC-II tier privilege passes. They also get free medical facilities and good government accommodation within railway premises.

-Rajeev Ranjan

Friday, 13 September 2019

He gave his First Class for Economy Class.....


This happened to my boyfriend and me in 2000 when we were traveling from the US to Ecuador for a vacation with a group of friends.

The airline had overbooked economy class but had quite a few first class seats available, so the airline crew started walking through the cabin and (maybe it was just coincidence) selecting the most light-skinned, Anglo-Saxon-looking passengers, including my boyfriend, to be upgraded to first class. My boyfriend looked on with despair while being shunted away and it was clear that I had not made the cut. He told me to go up in front in his stead, but I declined.

After the initial wave of upgraded passengers left economy class, a very tanned, weathered-looking man whose appearance looked like he’d been labouring hard all day seated himself beside me where my boyfriend had previously sat. I was glad that my boyfriend got an upgrade (his legs could use the space) but couldn’t help feeling a little smarted. Instead of cozying up with my boyfriend for a romantic plane ride en route to a dream trip to the Galapagos, my boyfriend was hanging out in first class with our (also upgraded, also Anglo-Saxon-looking) friends and I was in steerage seated next to a stranger. Oh well…

Not even a few seconds had passed when I realised that the man next to me was standing up again. To my surprise, my boyfriend was asking him (in Spanish) if he would be willing to switch seats with him. My boyfriend explained that his seat was in first class. The man couldn’t believe his luck!
“Why didn’t you stay there?” I protested. “I’m fine here.”

My boyfriend said, “Why would I want to be in first class if I could be here with you?” I married him later that year and we celebrated 17 years of marriage yesterday.

Funny how, with a simple gesture like that, my boyfriend made three of us think we’d won the lottery.

-Natalie Tarnopolsky

Thursday, 12 September 2019

Everyone Likes Me.........


If I behave like a people pleaser, I am constantly trying to make others happy.

Do not be lured by how benevolent and considerate that sounds. It’s a trap and often we set it for ourselves.

The fact is people pleasing is not altruistic.

A people pleaser aims to make others happy in exchange for being liked, approved of, or popular.
I tell myself and others I am interested in one thing (I’m so “nice”! so generous!) while trying to obtain another(please, please like me.)

People pleasing does not come from a place of magnanimity and selflessness. It comes from a place of manipulation.

When I am acting like a people pleaser what I am doing is attempting to control the emotions of others.

Making everyone happy is a futile undertaking. It cannot be done. Different people want different things, and even the same people want different things.

It’s so difficult and absorbing and time consuming to chase how to make others happy that it erases me.

I lose my own personality, preferences and identity in the barren pursuit of getting approval from erratic people I cannot control or predict and who are paying attention to themselves and not to me.
Then I wonder why I feel so lost, why I don’t know what I want and why nobody likes me.
I would much rather not meet your expectations of me.

-Dushka Zapata

Wednesday, 11 September 2019



My monthly take home is 151k after tax deductions.

I am 26, and an engineer turned MBA.

I work as a Manager in one of the fast growing startups. I have company shares worth rupees 7–8 lacs, and a yearly bonus of 3.5 lacs. CTC is 30l+ if you include everything.

I recently got married to my best friend, and she works for a Consulting company, with a ~150k monthly take home as well.

We plan to buy a house soon, and align our investments together.

Both our parents stay with us, and it’s a blessing to have them around us all the time. All of them are medically insured by our companies.

As far as our happiness is considered, we are quite happy, not just because of the money we make, but majorly because of the family we have.

We come from very middle class families where every penny is valued, and education is a must, if you have to rise from the trap of poverty.

So, we sometimes consider us very fortunate to have made it to this life, where we don’t have to think twice before spending our money on anything.

I wish to give back to my place/city very soon, which made me whoever I am, today!

Monday, 9 September 2019

Why is it important to ignore a narcissist?


Why is it important to ignore a narcissist?

Let us look at it this way.

You have an old beater of a car. The car still looks good but mechanically it continues to let you down. It is undependable, it is frustrating and it negatively affects your life because you are putting everything into this car just to keep it running so you can get on with your life. It becomes so discouraging that this object that you have loved and cared for is not giving you anything back.
One day you go out to your precious car and the POS will not start…again! You have had enough. You have dumped too much time and too much money into it. You call a tow truck and have it junked, you are done. You feel bad, you miss that old car. You loved it, took care of it and when you first obtained it, it was good to you and for you. Man, you miss that car.

BUT - do you miss it enough to go to the junk yard and have it towed back to your local mechanic so you can dump more love, money and time into it? No, you remember all of the heartache it gave you. You leave it where it is and you move on. You eventually get over that old car. You might think about the good times you had with and in that car, but you still leave it alone.

This is what you must do with a narcissist. You MUST junk it. It is not a person with any humanity. It is broken and no mechanic has the skills to fix the narc, ESPECIALLY YOU! You cannot allow the narc back into your life. Their life is the junk yard and they were (and are) trying to suck you into the yard with them.

In time you got a new(er) car. One that is dependable and trustworthy. One that you took care of and it takes care of you. It gets you where you need to be in your life. It takes you to work and back home. It takes you to the hospital when your father is ill. You drive it through the mountains to clear your head. Although just an object, you can depend on it.

If you ignore the narcissist, in time you will find someone who loves you as much as you love them. You will take care of each other, respect each other and support each other. This person will not want you in the junk yard, they will want you right next to them no matter where you end up.
If you fail to ignore the narc, you will never get out of the junk yard. You will die broken and abandoned next to many other victims the narc abused. Your life will be crushed, but unfortunately not recycled. That is why you must ignore the narcissist.
 -Martin Mann

Sunday, 8 September 2019


I am presently 29,Male working as an Auditor in Ministry of Defence currently working in Tier 2 city of Uttar pradesh. My salary is 36873 Rs in Hand.

The details of expense is as follows:
 
Room rent: 4000 (Electricity included)

Food: 4000 (Including Swiggy and Zomato)

Credit card bill: 2000 approx which includes DTH recharge for home, shopping, clothes, etc
Fruits:500

Travelling to Office:500

Other expenses:1000

I usually saves 20 to 22 Thousand Rs per month. I also have a SIP of 3000 Rs.

Government of India and I contribute to my pension scheme every month so I do not save for my retirement though I am thinking of opening some sort of policy for this too.

I have struggled a lot before joining the services. I have toiled very hard in my previous jobs with no holidays, continuous drilling of superior for sales, long working hours, pressure of performing every day. In this job I personally feel very satisfied as I have time to enjoy my life. Saturday and Sunday are weekly off so sometimes it becomes difficult to pass the time. I am not studying further as I am not into studies that much as I have used to be when I got this job.
Sometimes when I look back even I get surprised by the fact the just 4 years back I was almost crying working in my previous company. It is amazing that time changes.

To all those who are having a tough time in their present employment I want to say that “Be Strong, Everything has a solution”.

Thanks
Dastaan
India enjoys the demographic advantage of having the youngest workforce with an average age of 29 years in comparison with the advanced economies, as opposed to the developed countries, where the percentage of skilled workforce is between 60% and 90% of the total workforce, India records a low 5% of workforce (20-24 years) with formal employability skills.

With the present education and skill levels of those already in the labour force being very low, it would be a major challenge for India to reap its demographic advantage.

This challenge becomes enormous as the recent studies indicate that employers found just about 25% of Indian graduates are ‘employable’ in the organized sector. The informal sector which comprises 93% of the workforce has no skilling mechanism, as the skill development takes place on the job.
So, there is a need for quick reorganization of the skill development ecosystem and the promotion of which is necessary to suit to the needs of the industry to ensure enhancement of life of the population. India would surely rise to be the Human Resource Capital of the world by appropriately skilling its youth bulge and convert its advantage into a dividend.

India will rise when youth  develop  their own skill and raise their purchasing power. Do it for your family,for your parents. If not them,then do it for yourself. Do yourself a favor,leave entertainment and instant pleasures like gaming and do something for your life for your  future.

Friday, 6 September 2019

Failures,Miseries and Log kya kahenge......

Why are we so afraid of failures and miseries?


Human body has the abilities to bear different temperatures, conditions, emotional turbulences and circumstances.

It's not that tough dealing with miseries, then why so afraid?


The answer is “people”.


Society, neighbours, colleagues, friends, enemies, family, cousins, aunts, uncles, ex/current, spouse, children, parents and.every stranger who doesn't matter.


‘We don't have a life, in the eyes of our own life.’



Our life is a moon which rotates around the expectations of other people.


All we keep thinking in loop is-


What will they think?


How will they react?


What will they talk behind my back?


Will they make fun of me?


I will fall below them, they will supercede me.



This attitude succesfuly multiplies an otherwise manageable misery.


For example you lost your job or failed in a crucial entrance.


You still have a life, you still have a family, you can still cope by making efforts, you can still rise, maybe not too high, no one can guess, but surely you can make a come back in life.

But this unneeded thought about people shatters you to the core and you can't see beyond your miseries.



What is the result?



You fall down, but instead of standing up again, you keep lying down, and turn your face towards the ground and rub it with mud so that nobody can notice that it's you, or you can't notice their reaction.

While standing up was not that difficult.


Who are you living your life for?


Society?


One day you will die and society will move on as fast as you can't imagine in your dreams.


Answering this question.


People need to immediately-


    Calm down.

    Stop overthinking.

    Smile at their your life and existing achievements.

    Stop worrying for something which is destined to happen.

    Leave alone people and stay in solitude if necessary.

    Accept failures, and destined miseries with open hands.

    You created an ego, can't you create an indifferent and strong identity?

    Let go what has to go with peace and a right intent, cry when alone, remember in memories.

    Learn to live in miseries gifted to you by fate, it's a part of your story, stop bothering about the entire world.
  
 Try with dedication and passion and not compulsion.

    Focus on the real self and not the fake identity you created to deal with people.

    When life is a war, be a warrior. Give a strong fight and fight till your last breathe.


And most importantly, learn to find happiness in your present circumstances, however tough they are. This is the only way to succeed in life.

-Anubhav Jain

Thursday, 5 September 2019

Death of a Close Person.....







This one. This picture, taken approximately two weeks after we buried my 16-year-old son, Jesse Daniel, and his headstone was finally finished.

Jesse died of an accidental Fentanyl/Xanax overdose. I so did not see that coming-not in a million years. He was my first-born son.

The dirt is still freshly churned, with bits of grass popping through. At this point, I am still dreaming that my son is not dead, and I am nowhere near being in my right mind.

I was not permitted to go to the morgue to see Jesse after he was found dead on the sidewalk, behind the library, 10 minutes from our house on Monday, February 8, 2016.

I called the Medical Examiner’s office, pleading, begging, but to no avail. In my mind, I would not, could not, honestly believe, in the depths of my soul, that it was Jesse laying in that morgue, until I could see him with my own eyes.

I began dreaming of his name on a toe tag. I would wake up unable to breathe, and begin sobbing.
The funeral was set for Friday morning. I had to wait until Friday morning to see him, and inside, I was dying a death by degrees with each passing day. This was sheer agony.

Throughout the week, people came and went. They brought food, supplies, gifts for my other children, warm hugs, shoulders, and ears. I barely remember any of it. I do not remember half the people who came to my home. I was no longer here on planet Earth.

I remember getting ready for the funeral on Friday morning, and how surreal things were. My BFF was helping my other son and daughter with clothes and shoes.

I remember gazing at myself in the bathroom mirror, all dressed in black, my hair nice and neat, make-up in place, trying to hide the puffiness and dark circles under my eyes, and thinking, “Who is that woman? I do not know her.” I looked like a caricature in my eyes. I honestly did not feel real. This was all a very bad nightmare, and I would soon wake up.

We arrived at the funeral home at 9:30 AM. I had been told that I could spend an hour alone with Jesse, before the service began at 10:45 AM.

I remember the very kind funeral director trying to speak to me, as I made a bee-line for the room that held my precious son’s body.

I glanced through the little glass window on the top of the door, as his voice faded off into the distance, and I whispered, “Oh my God. It’s really him.”

That was it. I was off like a shot, moving rapidly towards the casket at the end of the room, glancing at the large picture of Jesse standing next to the casket, and a row of lovely plants and flowers sent by well wishers. This was not real, and yet, it was.

There he was, like an angel, appearing so serene, so peaceful. I was thinking about what a wonderful job they did with him, but I could still see bruising across the top of his forehead through the make-up, and this bothered me, so much. Had he fallen on his face, and bruised his head after taking those drugs?

I gazed down upon my baby, with heavy tears rolling down my cheeks, splashing down onto his forehead, over and over again. I caressed his hair, his face, and I cried, like I’ve never before cried in my life.

Jesse was Autistic (Asperger’s). He spent his life in sensory overload. He did not like unfamiliar crowds, like at the mall, or Walmart. This made shopping for him challenging, so, I allowed him to order many of his items on line.


Two weeks before he died, we had ordered several T-shirts for him, with all of his favorite bands.
The day he died, his very favorite T-shirt arrived in the mail, bearing a picture of Jim Morrison and The Doors. He loved The Doors, so very much. That was that.


Jesse laid in that beautiful casket, arrayed in his brand new Doors T-Shirt, that he never got to wear in life. He wore a brand new pair of jeans we had purchased around the same time, his favorite belt (he ALWAYS wore a belt :), and his favorite old Converse sneakers, with no socks. Jesse hated socks.
This was Jesse, this was my baby. He abhorred tight clothing, and a tie would never be found in his wardrobe. I wanted to honor him, as he was in life. He would want this. I had no doubt, and still don’t.

I spent the next hour, talking with him, stroking his hair, holding his hands, and somewhere, deep down inside, I kept expecting his eyes to open, and for him to open his mouth and say, “I love you, Mom.”


When the time came to receive guests and begin the service, I placed a single yellow rose in his hands, placed a gentle kiss on his forehead, leaving more tears in his hair.
After the service, we silently followed the hearse to Jesse’s final resting place. As I watched the pall bearers carrying the casket to the grave site, the tears began cascading all over again. This could not be happening, and yet, it was.



I watched in silence, hands and lips trembling, as Jesse’s friends, one by one, got up to speak about him, and honor his life. In hindsight, it was beautiful to behold.
The eulogies were now over, and the attendees were getting into their cars, to head to the memorial luncheon in Jesse’s honor.

Two men were standing by, ready and waiting to lower Jesse into the ground. I was frozen there. I could not leave. I know they did not want me there, to witness this, but I had to see it.
As they lowered the casket, I tossed another yellow rose unto the top of the casket. I blew him a final kiss, as I said, “I love you, Jesse,” and I turned to walk away, listening to the sound of the winch being lowered.


My memory is still spotty. There is much amnesia left from that moment in time. It was too painful for my mind to retain. I had what felt like many out of body experiences, because I think that I would not have survived, if I had absorbed and retained the full force of the shock and trauma surrounding my son’s death.


I spent most of the next two years absolutely lost. I faked life very well, out of necessity. My other kids need me, and I love them with my life. With or without Jesse, life has to go on. This was so excruciatingly painful to come to terms with.



Jesse’s life was an ongoing battle of two steps forward, to ten steps back. It was a dizzying, exhausting dance. In the weeks before he died, he was in more of a forward motion than he had ever been in before. He was inspired, and happy, truly happy, and he was experiencing his first true love. These thoughts do bring me some peace.



I’ve taken many other pictures of Jesse’s grave over the last three years. I take fresh flowers to his grave every two weeks on Sunday morning, but the picture I present as the centerpiece of this post, the first one I took, while that grave was still fresh? That picture marks the absolute lowest point in my life.



I’ve come a long way since Jesse died. We all have. The overwhelming pain and darkness in my heart and soul during that time nearly swallowed me whole, but God had other plans.
I will never be the same person. That won’t happen, but, in the course of my healing and overcoming, I have not lost hope, nor faith, and I know I will see Jesse again.



I have come to a place where I am once again able to be a healing, nurturing source for myself, and for others. I hope to comfort and encourage other people going through the dark night of the soul that follows the death of a child. I feel you. I get it.



I have been through much heartache, pain, and trauma in my life, as we all have, but nothing compares to the loss of my child. A huge piece of me is missing, and I feel it every day, every bit as much as if I’ve lost a limb, only you feel it on the inside, deep down in your heart and your soul.
We are never alone, and I am up to the task of offering the tenderness, kindness, compassion, and love that my fellow humans need when trying to navigate through a turbulent sea of never-ending grief and sorrow.

My sweet baby, in life. ♥




RIP Jesse Daniel, until we meet again. 7/15/1999–2/8/2016. I love you. ♥





-Sharon Gearen

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