Between the ages of 18 and 25 you have a certain power that will never be as powerful going forward: The Power to Screw Things Up!

Between the ages of 18 and 25 you have a certain power that will never be as powerful going forward: The Power to Screw Things Up!

Barely any mistake, failure or screw-up can permanently damage you or your life at 22-years old.

You still have the body, the mind and the time to make it all up and that is a phenomenal strength, because it allows you to explore!

Not all the investments you will make are going to be golden! Some will be piles of crap, but that’s okay!

If you spend the time you have now to grow, to become better than you were and to find out what you can about yourself and your life, you will be miles ahead of everybody else even if you do screw up along the way!

Dive right in, take a chance, do the things that scare you and take the time to give yourself your all!

---

#1. Invest in Books

Understand that every book you read holds information that someone else spent years collecting, organizing and making easy to understand.

Use that help!

Invest in your own improvement, your own mind and knowledge, because it will stay with you forever!

The biggest reason why so many people stagnate as soon as they get a job out of college is because that is the moment they stop growing and learning at the same rate they used to.

Go above and beyond and learn those things that others are unwilling to learn so that you create an arsenal of knowledge that supports you in creating the life you desire!

---

#2. Invest in a Coach/Mentor

Coaches and Mentors can see the things that you will miss.

They hold you accountable, make you see your own mistakes and help you grow in a way you could never grow alone. That is why the smartest and most successful people in the world know this and all have mentors, coaches and a circle of amazing people themselves.

Even Warren Buffet is taking financial advice from someone!

A good coach/mentor will take your mind for a loop, they will make you feel like you got slapped across the face, and by doing so will cut through all the limitations you have set yourself, giving you a clear cut path.

It’s one of the most luxurious, high-class investments you can make, especially if you start early.

---

#3. Invest in your Circle

Invest in the relationships that will help you succeed!

Find people that push you to be greater than you were and people that make you do uncomfortable, but great things.

Do not spend your time with “Feel-Good People” or those that do not even care for you. Invest in the relationships that push you to be your best!

You want to find people that are better than you at the things you want to get good at so that they pull you towards them, but also those that will not allow you to cheapen out on what you are capable of!

Find at least 5 of those people that have the same drive or that will not allow you to B.S. yourself!

Once you find these people push them in the ways you want to be pushed and they will push you back, creating an upwards spiral of growth!

---

#4. Invest in One Hobby

Go all in into something that you love and improve, grow and master that thing.

Maybe it’s playing Music, Writing, Drawing, or even becoming a Master in how to invest.

The point is that you pick one Skill that you already love and become even better at it.

This does not have to be a marketable skill! We are not going for Sales or Money here! What’s important is that YOU derive value from this hobby and love it.

We all need some ways to get our mind off of the daily stress and off of our problems, and if you have something that gives you self-worth and makes you feel phenomenal outside of what you do for a living you will have a powerful safety net when hell breaks lose!

---

#5. Invest in Getting to Know Yourself

Who are you? What do you like? What do you dislike? What are your strengths and weaknesses? What do you do well with and what do you struggle with? What makes you uncomfortable? What makes you scared? What is your mindset like? What are things you still wish to gain? Who do you wish to become?

Get to know yourself right now and become comfortable with who you are. Travel alone, meditate in peace, or take some time to answer the questions above.

When you become comfortable with who you are there will be less things that scare you. You grow a belief in yourself, which will bring you far more joy in life.

Go explore life, test some things out, do what you find uncomfortable right now and put who you are to the test. Only when you do what scares you do you clearly see who you are and only then can you truly act upon it.

Learning who you are and how to love yourself is the best, self-repaying investment you can ever make.

-Lukas Schwekendiek

Working as hard as Elon Musk?

 

How can I become rich?

We’re 7.6 Billion people in the world.

Growth won’t stop anytime soon.

The population is projected to grow +1 billion in the next 10 years!

Millions wake up daily and hustle to become rich.

Millions are trying to do unethical things to become rich.

Millions are trying to get elected to a government position to become rich.

Millions are in college today to find that “secret recipe” for becoming rich.

How can I become rich (stand out) in this world among billions of people?

Let me explain with a soccer analogy:

This is a perfectly LEVELED playing field.

Which team will win?

Obviously the team with the best players.

Those with the best abilities.

Those gifted to be faster and stronger, plus who work hard to master the game.

Agreed?

The advantage is obvious; a team of professional players will always win over a small high school team.

This is exactly what millions are still learning in college today: how to become “professional” soccer players.

Now picture this playing field:

Now which team will win?

It’s NOT a fair game anymore, correct?

In business it’s called DISRUPTION!

The team that scores to the left goal has to go uphill to score.

The team that scores to the right goal will score with a fraction of the effort.

What does this mean?

The world HAS changed.

The economy HAS changed.

It’s virtually IMPOSSIBLE to achieve financial wealth if you still play as a normal “soccer player”.

To understand the new rules of the game you need to learn the new rules of the Digital Age and develop a new mindset.

Let me further explain:

Wealth is NOT created by hard work anymore.

IT’S ALL ABOUT LEVERAGE! You:

Leverage other people’s time.

Leverage other people’s money.

Leverage other people’s talents.

Leverage the power of scalable tools.

Welcome to the Digital Age! New economy! New game!

Ways of creating wealth have changed:

In the Agrarian Age, wealth originated from using nature.

In the Industrial Age, wealth originated from using machines.

In the Information Age, wealth originates from using information and knowledge.

To become rich you must master the new rules, the new opportunities and play the new game!

Various Income Streams

WARNING: Not all income leads to financial freedom.

Understanding the different types of income, their sources, and how they are taxed is key to building wealth and achieving financial independence.

Here’s a list of them:

To answer your question, how can you create multiple incomes?

The only way to create multiple income streams is by deeply understanding how money is made.

Here is an example of each type of income, all following the same business (a food truck).

Employment: A cook who works for a food truck business and receives an hourly wage from the food truck owner.

Freelancing: A freelance chef who offers occasional party catering services with his own or rental food truck.

Solopreneur: A solopreneur who starts their own food truck business and operates it as a one-person operation, handling all aspects of the business from cooking to marketing to finance.

Entrepreneurship: An entrepreneur who starts their own food truck business, hires other chefs and staff and operates multiple trucks.

Investment: An investor who buys shares in a publicly-traded food truck company and earns returns on their investment.

Rental Income: A landlord who rents out food trucks with a parking space and collects rent payments.

Royalties: An author who writes and publishes food truck cookbooks and earns royalties from book sales.

Passive Income: An investor who provides capital for a food truck business and earns a share of the profits.

To create multiple income streams, deeply analyze each of these eight options and focus on the two or three that you have the best skills and resources to accomplish TODAY.

Which will you focus on?

Share below!

#BeBusinessSmart

-Hector Quintanilla

Hear me out all females

Important Things to Take Care if you are in IT/Corporate

 “What are all the important things I should take care of in the IT industry?”

So let's discuss, Myself in the IT industry for the last 6.5 years worked on 4 top product-based MNCs in the world.

• Your appraisal doesn't depend much on the quality or quantity of the work package but majorly depends upon the image you created in the eyes of your supervisor. So never get surprised seeing some non-performance employee getting everything in the company because he had done something which you failed to do strong Networking.
• Never do overwork. The more you work the more work will be assigned. Learn how to say NO or your bandwidth is full. People in IT have weak memory they will easily forget how much hard work you did last week. So save yourself from getting overburdened.
• Your colleagues are not family actually they are your competitors. Sharing everything with them can turn out to be dangerous. You never for making strong networking they might do bitiching against you. So be careful I know exceptions exist but you should also know exceptions are rare. One more thing never shares your salary details with your colleagues because after this only two things will happen either they laugh behind your back or feel jealous and bitiching against your salary to the supervisor which can impact your appraisal.
• Be diplomatic with your response. I know every supervisor motivates you to be blunt but same time they consider this a negative thing. Example Never say you don’t have work today to get new work say I think I have little bandwidth to take a new challenge. Things are the same but feelings are different you have to learn for your survival and one major lesson avoid over speaking anywhere be it during Tea break or a meeting, people will not take you seriously so better to choose to speak less and on point technique.
• Everyday learns something new, so keep updating yourself don’t wait for weekends at least in day 30-45 mins spent time on upgrading your knowledge. Understand one thing not everyone can become the favourite of their supervisor but you can be the favourite of your skill and indeed you will favourite of several recruiters who are ready to cut the check at whatever price you want so keep updating yourself.
• Avoid female colleagues or at least never attach to them. Their one email can ruin your whole career. Do whatever masti out of office not in office. I have experienced several male harmones getting attached to the opposite gender and ultimately finding themselves in the well. My friend in the office got in trouble when his female colleague who used to report him told HR this guy's mentality tortured her and the matter was just he just got a little strict over the delivery of the project. So be careful. Don’t become over available person when someone ask your help.
• Buy a chair which has neck support, cervical is very common with people who have sitting jobs and always buy one screen with a brightness control that will relax your eyes too. This is the best investment I made.
• Never resign without an offer. I know so many of you had a toxic environment but not having job work pressure will make it worse. So try your best to get something before leaving something and the best fun you will make in your notice period time when you have a job in hand.

These are general points which everyone should take care of even if you are just fresher to the organisation and the rest of other problems can be very specific which will specific solutions.

Life will always challenge you and its upto you that you wanna stand against the challenge or run away from a challenge.

-Ravi

Let me talk about kids and young people and what can damage them the most

1. Long term emotional neglect. If you are neglected by caregivers — not touched, not treasured, not seen and barely noticed, your heart will die a little every day. You will either decide you have no value or you will do whatever it takes to get the attention you crave. Both will lead to disaster.
2. Long term emotional abuse. It sounds crazy, but this may be less damaging than complete neglect. It’s bad, but at least you are real and alive and seen. Still, like the neglected child, you may grow up to be hateful, abusive yourself, or you may seek out abusive relationships because that’s all you know.
3. Substance abuse in children and teens. This is much worse than for adults, because kids are wired to develop psychologically at a fairly rapid pace. Being stoned or drunk or high interrupts the course of development. We don’t get a second chance at childhood or adolescence, even if some of the damage can be repaired later.
4. Traumatizing experiences without adequate support. Long, serious illnesses, major accidents, and big losses like a nasty divorce, can interrupt healthy development. High conflict divorce is a double whammy because kids are hurt by parental conflict, and parents may disappear into their own issues, making matters worse.
5. Being different. Kids who feel different because they are too fat, or too slow, or too clumsy, or sexually different can really suffer. Often they get only generic pep talks that minimize their pain and sense of exclusion. In our evolution, being a member of the tribe meant survival, so kids long for it. Exclusion for long periods can be seriously damaging.

-David McPhee

Resume not getting shortlisted ?

Hold on. It is not only about luck. Trust me. It is about skills, credibility, visibility, supply and demand to a very large extent.

It is not enough if you have skills. In addition, the world should know that you exist (visibility) and can clear the interviews (credibility) given an opportunity. It matters because companies spend significant time and money screening, shortlisting and interviewing hundreds of applicants already.

There is an order in which you fix things.

1. Ensure your skills are relevant, polished and top notch. There is no point chasing the job openings without it.
2. Get a higher degree from a reputed institute if possible.
3. Network with people in key roles both online and offline (if you join a reputed institute this aspect becomes easy). Tell them how you have been sharpening your skills over the last few months and how you are ready to interview for challenging roles. Request them to refer you at their workplace.
4. People don’t mind referring other genuine and capable people. In fact, they get paid for it in some places.

It is a fact that companies don’t have time to even screen all resumes they get on their websites or through consultants. Your resume should impress the person screening it in like 3 seconds to get shortlisted. So, how is it going to stand out among the millions of resumes floating around? Think about it.

-Imtiaz Mohammad

Your concerns are really criticisms of me, and I hate being criticized

 1 : Your concerns are really criticisms of me, and I hate being criticized.

I can criticize others, and often do—but if you criticize me you’re hurting my feelings, so I’ll hurt you back. If you say you are at all unhappy, that's a way of indirectly criticizing me. Since "it's all about me" your feelings must be about what I have been doing. If you are talking about your feelings, even if they were engendered by situations at work or with friends that have nothing to do with me, I interpret your negative feelings as criticism of me.

Narcissists paradoxically manifest both an inflated idea of their own importance and quickness to feel deflated by negative feedback. Criticism hurts—and because narcissists think everything is about them, they hear others’ attempts to talk about personal feelings as veiled criticisms of themselves.

The clinical term for taking others' concerns as personal criticism is personalizing. "I'm feeling lonely," gets heard by someone who is narcissistic as an accusation: "You don't spend enough time with me."

2 : I'm right. You're wrong. So when things go wrong between us, it’s always your fault.

I can’t be expected to apologize or to admit blame. I’m above others and above reproach. If you expect me to say how I’ve contributed to a problem, I’ll get mad at you.

Unwillingness to take responsibility for mistakes may come from confusing the part with the whole, or all-or-nothing thinking. Narcissists think, "If I've done one thing that's not right, then I must be all bad"—which is why they're so resistant to admitting any wrong things at all. Whatever the source of the sensitivity to criticism and difficulty admitting mistakes, they have a tendency to blame others when anything goes wrong. Blaming and fault-finding in others feel safer to narcissists than looking to discover, learn, and grow from their own part in difficulties.

While narcissists are quick to blame, they may be slow to appreciate. Appreciation and gratitude require listening.

3 : I may be quick to anger—but when I get angry, it's because of you.

You made me mad. You didn’t listen to me. You criticized me. You’re trying to control me. Your view is wrong. So you need to apologize, not me. If I’m mad, it's because I'm frustrated by what you are doing. I'm only mad because of you.

Narcissists often show major charm and social agility. At the same time, these seemingly super-confident folks can be quick to anger. When they do become inflamed, they then immediately blame their anger on others.

-Jamie Knight

Start Ups

You mean that 2 guys who might have never worked before, with no experience of making tough business decisions, with no financial experience or cash cushion, putting together a product that was never seen and entering a market that doesn’t exist, with a brand that no one cares and a business entity with no real process, but still taking on large complex problems do fail often? Yeah, what do you expect?

So many startups fail because new and risky ideas are by design failure prone.

I worked for a “startup factory” project within Microsoft — where they assembled some of the best scientists and engineers tasked with building new ideas. There was money, there was experience, there was Microsoft’s brand and distribution channels. Despite all that most ideas never succeeded.

For another company, I was managing new venture creation and it was quite hard to push new products despite having large customers for the existing product and the brand name.

New ideas fail everywhere with a high probability. If the risk of failure were not there someone else would have done that already. Startups by design take those ideas that have a slim chance of success.

It is not like IBM could not have built an operating system for microcomputers. Just that they rightly guessed it was risky and the market not big. But, it actually turned out to be a huge market due to changing economic conditions and Microsoft ruled the roost. Walmart entered ecommerce late as they believed people were not likely to buy through computers. The Internet evolved way too fast for them to react.

---

As a startup founder you are entering a lonely coast known for tsunamis. You might drown by the huge wave or might actually catch a huge amount of fish (that no one else is taking).

You are trying to put a completely new concept or a new market and assemble a group of people who might not have worked together. While they might have studied together, working together is a different ball game. There is no process to hold the discipline and no brand to lean on. The cash cushion is not big enough to withstand multiple failures and the executives might have no experience wading through tough times. There is no real HR process to manage talent and no good financial management. There is no established relationship with customers and no established channels. Product quality is often poor in the early days and customer support not as professional.

It is just a miracle that some startups even succeed. Startups that got incredibly lucky being at the right time with the right people succeeded. Most others with similar capabilities died.

And many of the startups that die should not have existed in the first place. It might be a feeble attempt by a group of people who might have met at a meetup and decided to try something for a few months. Or a lone ranger trying to build the next big thing. Or some new grads who try something before getting a good job.

For startups with founders who have experience, connections and a team, the failure rate is not as high. The failure rate is just proportional to the risk of the idea itself.

-Balaji Viswanathan

Government Job or Private Job ?

I was getting a higher salary in my private job when I made a transition to this public sector job in May, 2016.

Let's discuss a few things before coming to any one-sided conclusion whether the 70K private job is better than 40K government job.

• There is more at stake than just money.
• If you come from a typical middle-class family, the society expects us to crack a government exam to get tag of a successful career.
• So, since childhood we have been prepared for targeting merits and ultimately a government job.
• Government job comes with a host of other complementary benefits.
• Like medical facilities for self and dependent family members lifelong, financial and job stability.
• I even got easy loan approval for my younger brother's graduation.
• Job stability comes with some other side effects.
• Job stability has been institutionalized by various means like time-bound promotions instead of merit-based promotions, perks and bonuses depending not entirely on the performance of an individual.
• This leads to a little or almost no motivation to investment in the upskilling and learnings the latest technology and trends.
• It also leads to unskewed distribution of the work load where some are overburdened and others are free to work-at-ease. More work doesn't mean better future benefits.
• There is an evident glass-ceiling unless you come from an influential background.
• It is very difficult to get to the top management you have someone known at the top or approach to top-level influence..
• Only the performance and upskilling can take you so-far in life.

---

Let's come back to question,

Which one is better, a 70K private job or a 40K government job?

The answer is both ‘yes' and ‘no'. It depends on your personality and your priorities.

My early stage career priority was to have a settled place to live with my mother and younger brother, to provide some roof over my family after my father's demise.

So, I chose a public sector firm that provided a township and a safe place to stay. It also had provided medical facilities that were easily reimbursed within a few days. My mother's health was deteriorating and she got good medical care once she started living with me here.

Here is a click of Ravan from the dussehra puja celebaration in the township.

Here is another recent photo of our township that clicked after morning walk.

Now after working for more than six years in this firm, my priorities have changed. I don't want to be in my comfort zone. I can afford a transition in my career. Moreover, I don't feel motivated enough with the work culture here.

I am investing in leaning new skills and trying to hone the skills that I already possess.

Wish me luck and if you are looking to hire, I am ready to switch.

-Pankaj Prasad , Assistant Manager-National Fertilizers Limited

I am an old man and my Son disappeared...........