Perks of RBI Grade B Officer

You get 2bhk in heart of the city to live. Never you need to worry about your accommodation till retirement.

 If you have a car on your name, you will get 150 ltr worth petrol allowance on mere declaration (i.e. 11k per month)

Monthly allowances: Maid allowance (3k), mobile allowance (1.5k), 2k sodexo coupons

Annual allowances: 4.5k medical on declaration, 4k book grant on declaration 

Biannual allowances: 7k briefcase allowance, 7k spectacles allowances (if your spouse has spects too, then you can claim that too)

LTC/LFC tour allowance - 1lac per two years per person of the family (dependent members). Foreign tours are allowed

 Generally your medical expenses will get reimbursed.

When on official tour, you always travel by air, live in quality hotel (such as Marine Plaza in Mumbai) and you get TA, DA too.

If you have a kid, you will get 3k per month for kid for his education.

5 Days week office.Saturday and Sunday Off.

No political pressure.

Generally you dont have to deal with common people like in other Banks.

House and Car Loan at lower interest. 

and at last dont forget the salary.

In Rich Dad, Poor Dad, Robert Kiyosaki mentions, “According to psychiatrists, the fear of public speaking is caused by the fear of ostracism. A fear of standing out, the fear of criticism, the fear of ridicule and being an outcast.”

Aristotle once said, “to avoid criticism, say nothing, do nothing, be nothing.” Existing is not living.

-Anna Sharudenko

Forced Retirements, Lateral Entries, 360-Degree Performance Reviews & Unsurmountable Pressure in Civil Services

“Beware of false knowledge” said George Bernard Shaw. “It is more dangerous than ignorance”.

You seem to be not only ignorant, but also have false knowledge about the present condition of civil services.

If you are talking about compulsory retirement of 27 IRS officers under 56(J), please know that these officers were facing serious corruption charges and they were a liability on the government and the people of India. Their numbers are quite insignificant as compared to total number of people who must be sacked for their non-performance.

Government is still tolerating a large number of incompetent and corrupt officers even today.

Lateral entries are for secretariat jobs like Joint Secretaries, Director, for which most civil servants don’t even apply as these posts are only for policy making with hardly any real power like DM, SP or Commissioner.

360 degree performance review is a sham and more than 95% civil servants are getting promoted even today without doing anything worthwhile based on seniority and performance report(which is rarely below the benchmark).

As far as pressure is concerned, it is still least lowest in civil services, unless you choose the high pressure jobs yourself and use these jobs for illegal personal benefits.

It is better not to consider the exceptions as the rule and get paranoid about them.

Learn to know the truth because only truth can make you free.

-Awdhesh Singh

It is sad to see a couple on dinner and sticking on their phone......

No, because I don’t know their story. There are all sorts of possibilities:

Both may be on a group chat with another couple, discussing plans for getting together later.

One may be texting with a relative who is in distress, while the other is quickly adjusting travel plans.

Both may be reviewing their email to be tracking down the contact number for their Airbnb stay.

These are just some of the many possibilities.

People and their actual stories are more complicated and interesting than we assume. The less we judge, the more clearly we can see.

-Andrew Weill

A change in perception...

I was the picture of health. I practiced what I preached as a family doctor: daily exercise, healthy diet, 8 hours of sleep, no drugs or tobacco, rare alcohol. I rarely got sick. I thought I would live to be 100.

Of course I knew that disease was unpredictable. I saw patients every day with chronic disease and mental health challenges. Sometimes I diagnosed cancer. But somehow, I thought I was immune.

Then I woke up dizzy one autumn morning in 2009. It wasn’t the flu or a cold or an ear infection. It lasted all week, and nothing made it better or worse. I kept going to work. I kept seeing patients. But I felt terrible, and I started to worry, especially as new symptoms began to surface.

Eight days later, I was diagnosed with multiple sclerosis. I was shocked - and SO humbled. At age 36, I was suddenly stuck with a life sentence of a disabling neurologic disease.

 I was now the anxious woman in the doctor’s waiting room, the patient on the exam table. 

I was furious with the sudden role reversal and more vulnerable than I ever could have imagined.

Becoming a patient, facing a potentially devastating diagnosis, shifted my perspective in a big way.

 I didn’t know if I would be able to work, raise my kids, travel, or exercise. I faced a new uncertainty that clouded my future, but also forced me to live in the moment, to embrace each day.

When my symptoms started to regress, I felt my anger subside, and I developed gratitude for abilities I used to take for granted. Returning to work, I embraced a new connection to my patients with chronic illness.

I am doing well now, nearly 10 years post-diagnosis. I still don’t like being a patient, getting MRIs, taking medicine, fighting with insurance companies, worrying about what will happen next. But I appreciate the wisdom that I gained in the face of my life’s greatest challenge.

-Lisa Dogget

Best way to do 6.042J/18.062 J Mathematics for Computer Science ( MIT OCW) & get best out of it

Solve problems. Lots and lots of problems.

You cannot learn this material from watching lectures or passively reading. To a certain extent, this is true of every course in every subject, but it is especially true of the material in this course. You can only learn to do this stuff by doing it. You can only learn to solve problems by solving problems. You can only learn to write proofs by writing proofs. You can only learn to write code by writing code.

Solve every recitation problem.

Solve every problem in the problem sets.

Do not look at the solution to any problem until after you have put in a good-faith effort to solve the problem yourself.

And by “solve” I don’t just mean “Yeah, I think understand how to do it.” “Understanding” is a trap! If you actually want to learn this stuff, your goal should be mastery. By “solve” I mean actually writing down a complete, detailed solution, exactly as if you were going to submit it to Tom Leighton Himself to be graded for credit. Expect to spend an hour or two per problem, especially when you’re starting a new topic.

As motivation: Buy yourself a large glass jar. Every time you look at a recitation or homework solution that was written by someone else—anyone else, including you three months ago—put money into the jar.

• If you haven’t spent any time on the problem at all, put in $10.
• If you’ve worked hard on the problem but got stuck, put in $5. (“Working hard” includes rereading the textbook/rewatching the lectures, walking through solutions of problems presented in the textbook/lectures, asking for general advice on StackExchange, etc.)
• If you understand how solution should work, but you haven’t written anything down, put in $5. Until you write it down, it doesn’t exist.
• If you’ve already written your own solution, and it turns out to be completely wrong, put in $1.
• If you’ve already written your own solution, and it starts with the right idea but has some problems in the details, put in 25¢.
• If you’ve already written your own solution, and it turns out to be correct, take out $5. Congratulations! You got it! Now move on to the next topic. (Don’t worry, you won’t run out of money.)

-Jeff Erickson, Ph.D UC Berkeley

Disadvantages of Being Poor and Being Rich....

I had a classmate who was extremely rich, his parents bought him a Honda City just because he agreed to pursue engineering.

He was a nice guy and was friendly with others, he always had the latest iPhones, wore trendy clothes and expensive accessories.

I never envied him but I always thought that “His life is set”.

He had a family business, had a plenty of money, I thought he would easily make it big in life as he had everything to succeed.

I also thought, “Man, it would take me decades to get to his level.”

Fast forward today he works at an MNC for a very low salary.

It takes me a day to make the same amount of money which he takes home as a monthly salary.

It turned out that his father didn’t let him join their business as he had no experience running a business and neither he had any interest in doing so.

He was spending money recklessly and his behaviour was irresponsible.

His father wanted him to realise the importance of money as he him selves went from rags to riches by working hard.

His parents married him off to a girl of their choice just because they wanted him to become more responsible.

While this might be a good thing for a regular person for a guy who cruised around in a Honda city with girls to fancy restaurants and shopping malls, that is quite a humbling experience.

Life forces you to go through shit if you really want something, it does not care how wealthy you are.

Had he been a bit more mature and realised what wonderful opportunity has, his story could have been different.

Coming to the point What are the disadvantages of being a rich kid?

1. Lack of hunger: Rich kids have it all, they have already enjoyed all the things they always wanted and hence they no longer have a will or desire to work for them. My classmates father might have all the money in the world but he could not buy the hunger which I had in me.
2. Lack of realisation: Most rich kids don’t even realise what they have and how lucky they are, hence they mostly take everything for granted. Just as we regular people take food, internet, clean water for granted.
3. True value of money: The more you have something the less valuable it becomes.
4. They would resist to work hard for anything: They had everything in life easy, they don’t have to beg their parents for a new phone or a car, they get everything even before they ask and hence they develop the attitude that everything can be achieved with little or no effort.
5.  

Remember, if you are poor and you think that you don’t have anything superior than the poor then you must remind that you have the “hunger”, which most rich kids lack.

Hunger is the most valuable asset a poor can have, no matter how much money the rich have, they cannot buy the hunger, it will make you push harder to get ahead in life

-Saurav Sharma

Railway is a vast department. There are so many categories of employees. Teachers of Railway Schools, Nurses, accounts staff, clerical staff and many others are as good as any other department. Over and above they get privilege passes, PTOs, free medical facilities etc. Railway officer’s job is pretty good. But those employees who are related with train operation such as Station Masters, Pointsman, Cabin Man, Signal maintainers, Telecommunication maintainers. gateman etc are really very tough duties. Be it holi or deewali, 15th August or 26th January they have to perform duty. Besides this, duty is in roster. Night duty is cumbersome. You sleep in the day and do duty in the night. Drivers and guards are also directly related with train operation, their duty is also arduous but being running staff they get so many allowances which compensate well. But one thing I can say you for sure, don’t say any railway employee that his/her duty is worst. They will feel offended. They are always proud of their jobs.

-Rajeev Ranjan

My Boyfriend calls me ugly when we are argiung....

This is what is known as a low blow. He doesn’t know how to fight well.

Fighting well is essential to the health of every relationship. It’s how you establish boundaries and determine that the dynamic is solid and real.

But, you have to fight fair. You don’t say “all” or “never” or “always”. You don’t dredge up past arguments. You are not intentionally hurtful. You argue over the issue, not the person. You are specific.

Other things I try hard to do:

Determine the source of the issue. Is it my expectation, or really your action?

I check myself: Is how I feel about this proportionate to what happened? If the infraction was not huge but I feel incensed I am usually not fighting over what I am really upset about.

I check my intent: If I want to hurt you or win the argument I retreat and fight on another day. If I can’t be kind, it’s not a good time.

I remind myself this is just a fight, not the end. If I feel like it’s the end, it clouds how I interpret everything.

I cannot change you. I need to be careful my words or my demands are not controlling.

I recognize when to fold them. No grudges. No holding on. In particular, letting go of things that don’t matter.

Finally, I pay attention. There are many ways to say I’m sorry: a gesture, an invitation, an attempt to hug or snuggle. I don’t need to resolve everything with a torrent of words.

-Dushka Zapata

Firstly, stop creating false beliefs in your mind

There is one simple way to completely dominate the market in any field:

Produce more than anyone else is willing to produce.

Successful people all hunger for success and hunger for a better life and to get more out of everything they do!

They are willing to do whatever it takes, go the extra mile and do more than those around them, which is what eventually gets them to succeed.

Look at all the Olympic Athletes. Did you know they trained 6–8 hours every day? When compared to the average player that might practice the sport once or twice a week for 1–2 hours it is no wonder the professionals go so much further.

When you look at Fortune 500 CEOs… why is it that they still work like their life depends on it when they are already successful? Most of them are rich enough to sit back and live the rest of their lives in 5-star hotels without ever worrying about the money, yet they all still work at least twice as much as the normal person because they hunger for success.

Eric Thomas puts this very true when he says: “If you want to succeed as bad as you want to breathe, then you will be successful.”

It’s this hunger that drives them.

Push for the top, push for being the best by doing more than anyone is comfortable doing.

When you are working out, do more and take shorter breaks than anyone else. When you are with your partner give them more attention and love than they can handle. When you are working at your job, do 10x more than any of your colleagues.

That is how you stop winning and start annihilating. Winning means there is a competition that you need to fight. Annihilation means there is one person who completely outdoes the rest. Don’t try to compete by being the same as everyone else. Instead be the hammer that completely smashes in everything you do.

As Grant Cardone would say: “Stop competing and start dominating in everything you do.”

-Lukas Schwekendiek

Junior Engineer in Railways is at level 6 of pay matrix. Their basic pay starts at 35400 plus DA (now 12%) plus other allowances. After one promotion they become SSE (Senior Section Engineer) at level 7. Both JE and SSE are group C posts in Railways. But the most attracting feature of JE in Railways is AC-II tier privilege passes. They also get free medical facilities and good government accommodation within railway premises.

-Rajeev Ranjan