Government Jobs have become a talk of the town and ..............

 Government Jobs have become a talk of the town and it is growing day by day. For a lower middle class family it is the only way out to come out of that poverty. For some, social prestige is of utmost importance.

Let's first talk about the PROS -

• Job security - No bloody job can match the level of job security that you get in a government job. Even in a situation like Covid-19 which brought down countries across the world to its knees, the government employees and pensioners were getting their salary (except DA freeze) more or less on time. Post-Covid phase saw a manifold increase in craze for government and allied sector jobs. When 90% of the tech sector jobs are getting threatened by ChatGPT & AI, Government sector employees are chilled with no worries of loosing their job or getting replaced by a new invention im the market.
• Work Pressure - It surely can't be generalised because of the multiple factors involved. But majority of the civilian jobs (Desk jobs) are quite easy going in nature and you don't need to keep reeling under pressure much. Just finish your job and enjoy your time with family and friends without worries.
• Salary and Facilities - Once you get into a job, the foremost thing you desire is financial stability in life to increase the living standards. Surely government jobs are highly under-paid but at the same time it is far better than majority of the private sector jobs. You get salary on time. Combined with that you get facility of NPS which is to ensure a comfortable post-retirement life. You and your dependents get medical cover under the CGHS scheme. Apart from that there is Diwali Bonus, regular Increment in DA to compensate for inflation, Children Education Allowance, LTC, etc.

Cons -

• GROWTH - Maximum 3 promotions are possible in government jobs. Most of the government sector jobs don't have good promotional avenues. You will face heavy stagnation.
• INCREMENTS - There is a mere 3% increment in basic pay each year. With time expenses will increase but salary wouldn't grow proportionately. That will surely make you struggle to save.
• MONOTONY - You will keep doing the same job every day and 12 months in majority of the jobs.

-Vishal Kumar Dubey

{Note : Every decade or so central government employee will receive central pay commision in which their inhand effective salary will be increased by 18-22% apart from your 3% yearly increments. The bank employees in India have their own bipartite settlement every 5 years. So the salary growth is not bad. }

How many years to Prepare for Government Jobs