Money is Everything.....

Is it possible to purchase the following with money?

• Knowledge
• Wisdom
• Respect
• Honour
• Love
• Friendship
• Life
• Time
• Peace
• Sleep

The answer is simple.

Money can hardly buy anything except what is physical, like food, water, house or cloths.

If you are too poor, you perhaps can’t think of anything else because money is needed to buy these things for the sustainable body.

For a hungry man, a loaf of bread may look like God.

However, if a person has been provided with basic necessities, he would find money useless in achieving higher things of life.

A person who is rich passed through the journey of life and understood this valuable lesson of life, while a poor man is still unable to think of anything more than his survival.

Hence, their perspectives differ in respect of money.

Steve Jobs once said, “My favourite things in life don't cost any money. It's really clear that the most precious resource we all have is time”.

He knew this well because all his wealth could not buy him more time, which he wanted too badly during his last days.

-Awdhesh Singh

Mistakes that Ruin Peoples Lives......

1. They do not dream big enough. Most goals are tiny goals that do not even excite the one planning the goal! The whole world is telling us we need to have “realistic” goals without even knowing what we are capable of and we just follow that advice blindly, limiting ourselves before we even start.

Your dreams should excite you! They should be things that excite you so much you tingle with excitement every time you think about it. It doesn’t matter at all if it is achievable or not, the only thing that matters is that it is so big you cannot help but to work towards it.

Small goals only do 2 things:

1. They make you depressed after you achieve it because you suddenly do not have anything to work towards.
2. They limit you into what you believe you can do.

Have a goal so big others will shake their heads, tell you it is unrealistic and will think you have a god-complex for only thinking about it. Let them be the ones that are stuck in the “realistic” world they imagine, whilst you actually test those limits with all you’ve got.

2. They expect it to go faster and give up if it doesn’t. No one expects it to take a long time. In today’s world of fast internet, instant information and immediate rewards we all want things to go FAST!

This is why so many people quit! It only needs to take 1 week longer than we expect it to and we will want to quit, saying it isn’t worth it anymore. Look at any New Year’s Resolution and you will see that this is true. Losing 10lbs is easy at first, but after a month of exercising and realizing you still have only lost 2lbs it isn’t worth it anymore.

Everything that is worth it will take its time, but it will also not matter how long it takes because it is worth it!

3. They do not take responsibility for their lives. It is unbelievably easy to make excuses and to blame others. If it isn’t your fault then you couldn’t change it, meaning that you are but a victim of the world around you and you will not have to put in any work.

The truth is: Living an awesome life is hard! If it were to just fall in your lap one day no one would do anything and everyone would have it.

A lack of responsibility causes you to become depressed with every single negative event. Nothing is in your control, meaning every time something bad happens you are helpless and will just sit in the corner and cry.

Take responsibility for the way you feel, where you are in life and where you want to end up. It is better to believe everything is in your power than to believe nothing is. But, as with most things, a balance is still best!

4. They do not believe in their own power. People that end up on the street believe that, even if it is their responsibility, they couldn’t change it. “I am not strong enough/smart enough/I am too lazy/procrastinate too much/That is just the way I am.”

All of these limiting thoughts are nothing more than thoughts that hold no truth but will ruin your life faster than anything else. Learned helplessness is the biggest reason for depression, and much more common than even 20 years ago.

Believe that you can do it, even if you have no idea how. Believe you will figure it out and do something about it and you will gain control back of your life.

5. They undercommit. Most people have a very skewed idea on the work/reward ratio of the world. In fact, most people believe it takes half the amount of work it actually will take or worse. It’s not surprising that those people are the ones that end up depressed because nothing they do works out.

Real commitment starts when you say that you will do it no matter how long it will take. Time should not even be a factor in the things you want to do. If you can change your attitude into a “whatever it takes” attitude, you will never run into the issue of being depressed for not getting what you want, because you will always get it!

6. They stay with the wrong group. Friends come and go, yet we all want to hold on so tightly to our current group that we do not even begin to realize how negative most of them are. But anything is better than being alone, right?

Even if that were to be true, that does not excuse you staying with the same negative people that only drag you down! In the end you will model all the people around you according to how much time you spend with them. That is why you are so much like your best friend and couples become more similar as time goes on.

You are the average of the 5 people you spend the most time with, and if you want to improve, grow, and get your life to equal that of your dreams, then you need to find the people that will turn you into the person deservant of that life!

7. They believe change is specific only to the area they wish to change. Every change will change everything. You cannot expect to get a higher paying job when you still play video games for 8 hours a day and still order pizza every other day.

Right now, you have exactly what you deserve in life. You get exactly what you put into it. If you want to get a better life, then you have to change. Stop trying to find the specific reasons to change and focus instead on becoming the person that will naturally have the life you want.

It is not about getting the job, money or partner, but instead about becoming the person deservant of that job, that kind of money and such an amazing partner!

-Lukas Schwekendiek

Perks of RBI Grade B Officer

You get 2bhk in heart of the city to live. Never you need to worry about your accommodation till retirement.

 If you have a car on your name, you will get 150 ltr worth petrol allowance on mere declaration (i.e. 11k per month)

Monthly allowances: Maid allowance (3k), mobile allowance (1.5k), 2k sodexo coupons

Annual allowances: 4.5k medical on declaration, 4k book grant on declaration 

Biannual allowances: 7k briefcase allowance, 7k spectacles allowances (if your spouse has spects too, then you can claim that too)

LTC/LFC tour allowance - 1lac per two years per person of the family (dependent members). Foreign tours are allowed

 Generally your medical expenses will get reimbursed.

When on official tour, you always travel by air, live in quality hotel (such as Marine Plaza in Mumbai) and you get TA, DA too.

If you have a kid, you will get 3k per month for kid for his education.

5 Days week office.Saturday and Sunday Off.

No political pressure.

Generally you dont have to deal with common people like in other Banks.

House and Car Loan at lower interest. 

and at last dont forget the salary.

In Rich Dad, Poor Dad, Robert Kiyosaki mentions, “According to psychiatrists, the fear of public speaking is caused by the fear of ostracism. A fear of standing out, the fear of criticism, the fear of ridicule and being an outcast.”

Aristotle once said, “to avoid criticism, say nothing, do nothing, be nothing.” Existing is not living.

-Anna Sharudenko

Forced Retirements, Lateral Entries, 360-Degree Performance Reviews & Unsurmountable Pressure in Civil Services

“Beware of false knowledge” said George Bernard Shaw. “It is more dangerous than ignorance”.

You seem to be not only ignorant, but also have false knowledge about the present condition of civil services.

If you are talking about compulsory retirement of 27 IRS officers under 56(J), please know that these officers were facing serious corruption charges and they were a liability on the government and the people of India. Their numbers are quite insignificant as compared to total number of people who must be sacked for their non-performance.

Government is still tolerating a large number of incompetent and corrupt officers even today.

Lateral entries are for secretariat jobs like Joint Secretaries, Director, for which most civil servants don’t even apply as these posts are only for policy making with hardly any real power like DM, SP or Commissioner.

360 degree performance review is a sham and more than 95% civil servants are getting promoted even today without doing anything worthwhile based on seniority and performance report(which is rarely below the benchmark).

As far as pressure is concerned, it is still least lowest in civil services, unless you choose the high pressure jobs yourself and use these jobs for illegal personal benefits.

It is better not to consider the exceptions as the rule and get paranoid about them.

Learn to know the truth because only truth can make you free.

-Awdhesh Singh

It is sad to see a couple on dinner and sticking on their phone......

No, because I don’t know their story. There are all sorts of possibilities:

Both may be on a group chat with another couple, discussing plans for getting together later.

One may be texting with a relative who is in distress, while the other is quickly adjusting travel plans.

Both may be reviewing their email to be tracking down the contact number for their Airbnb stay.

These are just some of the many possibilities.

People and their actual stories are more complicated and interesting than we assume. The less we judge, the more clearly we can see.

-Andrew Weill

A change in perception...

I was the picture of health. I practiced what I preached as a family doctor: daily exercise, healthy diet, 8 hours of sleep, no drugs or tobacco, rare alcohol. I rarely got sick. I thought I would live to be 100.

Of course I knew that disease was unpredictable. I saw patients every day with chronic disease and mental health challenges. Sometimes I diagnosed cancer. But somehow, I thought I was immune.

Then I woke up dizzy one autumn morning in 2009. It wasn’t the flu or a cold or an ear infection. It lasted all week, and nothing made it better or worse. I kept going to work. I kept seeing patients. But I felt terrible, and I started to worry, especially as new symptoms began to surface.

Eight days later, I was diagnosed with multiple sclerosis. I was shocked - and SO humbled. At age 36, I was suddenly stuck with a life sentence of a disabling neurologic disease.

 I was now the anxious woman in the doctor’s waiting room, the patient on the exam table. 

I was furious with the sudden role reversal and more vulnerable than I ever could have imagined.

Becoming a patient, facing a potentially devastating diagnosis, shifted my perspective in a big way.

 I didn’t know if I would be able to work, raise my kids, travel, or exercise. I faced a new uncertainty that clouded my future, but also forced me to live in the moment, to embrace each day.

When my symptoms started to regress, I felt my anger subside, and I developed gratitude for abilities I used to take for granted. Returning to work, I embraced a new connection to my patients with chronic illness.

I am doing well now, nearly 10 years post-diagnosis. I still don’t like being a patient, getting MRIs, taking medicine, fighting with insurance companies, worrying about what will happen next. But I appreciate the wisdom that I gained in the face of my life’s greatest challenge.

-Lisa Dogget

Best way to do 6.042J/18.062 J Mathematics for Computer Science ( MIT OCW) & get best out of it

Solve problems. Lots and lots of problems.

You cannot learn this material from watching lectures or passively reading. To a certain extent, this is true of every course in every subject, but it is especially true of the material in this course. You can only learn to do this stuff by doing it. You can only learn to solve problems by solving problems. You can only learn to write proofs by writing proofs. You can only learn to write code by writing code.

Solve every recitation problem.

Solve every problem in the problem sets.

Do not look at the solution to any problem until after you have put in a good-faith effort to solve the problem yourself.

And by “solve” I don’t just mean “Yeah, I think understand how to do it.” “Understanding” is a trap! If you actually want to learn this stuff, your goal should be mastery. By “solve” I mean actually writing down a complete, detailed solution, exactly as if you were going to submit it to Tom Leighton Himself to be graded for credit. Expect to spend an hour or two per problem, especially when you’re starting a new topic.

As motivation: Buy yourself a large glass jar. Every time you look at a recitation or homework solution that was written by someone else—anyone else, including you three months ago—put money into the jar.

• If you haven’t spent any time on the problem at all, put in $10.
• If you’ve worked hard on the problem but got stuck, put in $5. (“Working hard” includes rereading the textbook/rewatching the lectures, walking through solutions of problems presented in the textbook/lectures, asking for general advice on StackExchange, etc.)
• If you understand how solution should work, but you haven’t written anything down, put in $5. Until you write it down, it doesn’t exist.
• If you’ve already written your own solution, and it turns out to be completely wrong, put in $1.
• If you’ve already written your own solution, and it starts with the right idea but has some problems in the details, put in 25¢.
• If you’ve already written your own solution, and it turns out to be correct, take out $5. Congratulations! You got it! Now move on to the next topic. (Don’t worry, you won’t run out of money.)

-Jeff Erickson, Ph.D UC Berkeley

Disadvantages of Being Poor and Being Rich....

I had a classmate who was extremely rich, his parents bought him a Honda City just because he agreed to pursue engineering.

He was a nice guy and was friendly with others, he always had the latest iPhones, wore trendy clothes and expensive accessories.

I never envied him but I always thought that “His life is set”.

He had a family business, had a plenty of money, I thought he would easily make it big in life as he had everything to succeed.

I also thought, “Man, it would take me decades to get to his level.”

Fast forward today he works at an MNC for a very low salary.

It takes me a day to make the same amount of money which he takes home as a monthly salary.

It turned out that his father didn’t let him join their business as he had no experience running a business and neither he had any interest in doing so.

He was spending money recklessly and his behaviour was irresponsible.

His father wanted him to realise the importance of money as he him selves went from rags to riches by working hard.

His parents married him off to a girl of their choice just because they wanted him to become more responsible.

While this might be a good thing for a regular person for a guy who cruised around in a Honda city with girls to fancy restaurants and shopping malls, that is quite a humbling experience.

Life forces you to go through shit if you really want something, it does not care how wealthy you are.

Had he been a bit more mature and realised what wonderful opportunity has, his story could have been different.

Coming to the point What are the disadvantages of being a rich kid?

1. Lack of hunger: Rich kids have it all, they have already enjoyed all the things they always wanted and hence they no longer have a will or desire to work for them. My classmates father might have all the money in the world but he could not buy the hunger which I had in me.
2. Lack of realisation: Most rich kids don’t even realise what they have and how lucky they are, hence they mostly take everything for granted. Just as we regular people take food, internet, clean water for granted.
3. True value of money: The more you have something the less valuable it becomes.
4. They would resist to work hard for anything: They had everything in life easy, they don’t have to beg their parents for a new phone or a car, they get everything even before they ask and hence they develop the attitude that everything can be achieved with little or no effort.
5.  

Remember, if you are poor and you think that you don’t have anything superior than the poor then you must remind that you have the “hunger”, which most rich kids lack.

Hunger is the most valuable asset a poor can have, no matter how much money the rich have, they cannot buy the hunger, it will make you push harder to get ahead in life

-Saurav Sharma

Railway is a vast department. There are so many categories of employees. Teachers of Railway Schools, Nurses, accounts staff, clerical staff and many others are as good as any other department. Over and above they get privilege passes, PTOs, free medical facilities etc. Railway officer’s job is pretty good. But those employees who are related with train operation such as Station Masters, Pointsman, Cabin Man, Signal maintainers, Telecommunication maintainers. gateman etc are really very tough duties. Be it holi or deewali, 15th August or 26th January they have to perform duty. Besides this, duty is in roster. Night duty is cumbersome. You sleep in the day and do duty in the night. Drivers and guards are also directly related with train operation, their duty is also arduous but being running staff they get so many allowances which compensate well. But one thing I can say you for sure, don’t say any railway employee that his/her duty is worst. They will feel offended. They are always proud of their jobs.

-Rajeev Ranjan

My Boyfriend calls me ugly when we are argiung....

This is what is known as a low blow. He doesn’t know how to fight well.

Fighting well is essential to the health of every relationship. It’s how you establish boundaries and determine that the dynamic is solid and real.

But, you have to fight fair. You don’t say “all” or “never” or “always”. You don’t dredge up past arguments. You are not intentionally hurtful. You argue over the issue, not the person. You are specific.

Other things I try hard to do:

Determine the source of the issue. Is it my expectation, or really your action?

I check myself: Is how I feel about this proportionate to what happened? If the infraction was not huge but I feel incensed I am usually not fighting over what I am really upset about.

I check my intent: If I want to hurt you or win the argument I retreat and fight on another day. If I can’t be kind, it’s not a good time.

I remind myself this is just a fight, not the end. If I feel like it’s the end, it clouds how I interpret everything.

I cannot change you. I need to be careful my words or my demands are not controlling.

I recognize when to fold them. No grudges. No holding on. In particular, letting go of things that don’t matter.

Finally, I pay attention. There are many ways to say I’m sorry: a gesture, an invitation, an attempt to hug or snuggle. I don’t need to resolve everything with a torrent of words.

-Dushka Zapata

Firstly, stop creating false beliefs in your mind