Friday, 17 January 2020

Poverty has its own beauty.





Poverty has its own beauty.



Shailendra used to stay in the room next to mine in my Patna days. A kind of guy whom you never catch sleeping.

He would leave the room at 6 in the morning on his “Atlas” bicycle, which he inherited from his father, that cycle should have been put in a museum long back.

He used to cover 20–30 KMs every day giving tuitions to students from localities in Patna to barely cover his own expenses of studies. I had never seen him buying clothes, he was wearing same clothes from the time I remember, even his slippers had holes.

Whenever I insisted on these basic things, he would smile simply and say “Sab thik hai(it’s alright)”.
We all talked about our background but he never did, so we took him for a private person.




There were 3 rooms on my floor and a kitchen, that kitchen was Shailendra’s room, rent was just 300 a month. Given we knew he covers his own expense it made sense to save money.

We all would cook our own food but eat together, sort of a tradition. We ate, cracked jokes, made fun of each other.

If Shailendra happened to join us, we knew what’s going to be on his plate — no surprises there its called “DBC” ~ “Daal Bhaat Chokha” [Rice, Potato, Lentils].

For well over six months I saw him eating Rice, it was always "rice" never a “chapati” or “Aalu paratha” or “Litti”. It was us who would share these things with him, and he would politely decline it unless we forced him.

It bugged me a lot. How can someone be so tasteless?

One day I asked him about it.

He humbly smiled but didn’t say a word. I asked him again.

“I don’t have a Tawa”.

“Well, you can use mine, heck why not buy one? What do you do with all the money you make from the tuitions.
His face turned pale.

So I decided to dig a little deeper.

And the truth was — His father was a retired carpenter with his share of old-age ailments. He had no paternal property just a mud house. Shailendra was the sole earner of his family. He used to send all the money to his home saving the bare minimum to survive in Patna.

His mother used to work in the paddy fields, and was paid with “Rice”. The same rice which Shailendra was consuming.

You may ask where is the beauty in this? — I have never met a student who was going through so much but didn’t let his friends get a hint about it. He knew if he opens his mouth help would come pouring from us. But, he didn’t seek help.

It was his own battle and he completely nailed it.

Today, Shailendra is working as a supervisor in an Ordnance factory. A proud central government employee.

Even today when we meet him. He is as humble as he was during those struggling days.

A Diamond Character.

-Saket Kumar

Thursday, 16 January 2020

This is what you do when you judge and compare.....



Imagine that I am in a kitchen, and many people are preparing different appetizing dishes.

If I spend my time looking at what other people are doing, my dish will burn. It will be ruined.
If I focus on what I am doing, I can create it, prepare it, taste it, adjust it, and end up with the dish I imagined.

You stop comparing yourself to others through practice. It’s work that you keep coming back to.
And the good that comes out of it is a distinctive, scrumptious, perfect you.

-Dushka Zapata

Wednesday, 15 January 2020

RBI GRADE B Life Vs SBI PO Life


I would just explain my life before and after RBI grade B officer and then you would be able to guess how happy I am.

Before RBI

Work-Life
  1. I was working with SBI as a Deputy Manager. (Joined SBI as a PO and got my 1st promotion in two years.)
  2. My office timing was 10:00 AM to 8:00 PM (Actual, not official) and sometimes even more than that.
  3. Holiday was not actually a holiday for me as I had to work on those days to clear pending work.
  4. In the whole day, I had to deal with 100–200 people. At the end of the day, it was difficult for me to sleep as those conversations (mostly derogatory remark) used to linger in my mind.
  5. Even though, I had to work a lot, I sometimes use to get opportunity to help people and those blessing /good words from old people/happy customer use to make my day. (Only silver lining)
Personal Life:
  1. I was posted at my home-town. So basically was living with my family (Parents).I use to get home cooked food (maa ke hath ka khana).
  2. Since, I was staying at home, I use to save good portion of my salary.
  3. My office was 5 min distance from home, and that was a big relief after long day at work.
  4. I was treated with high regard in the town and my parents use to feel proud seeing this.
  5. There were girls who use to ask for contact no and message/call, but due to paucity of time and tiredness in evening, I could not respond to them. Stayed single. :(

In short, job with SBI was stressful and with no-work life balance.(Even though, i was staying at home, I could not spare time for family and friends.) Further, though the job was challenging and there was an opportunity to serve the people, I was somewhere feeling that I can serve my nation in far better way.

After Joining RBI

Work Life

  1. I joined RBI as a Grade B officer(Manager) and posted in Mumbai.
  2. I am posted at Department of Banking Supervision. (One of the most important department in RBI.)
  3. My office timing is 9:45 to 5:45 and in case some extra work is there, I stay in office till 7:00 PM.
  4. weekends are off ( both Saturday and Sunday) and I am always free to enjoy.
  5. The day in office is quite busy, but I never felt tired.
  6. Regarding work, we deal with some critical issues in the banking industry and sometimes what you did today, become headlines tomorrow in news.
  7. RBI is well known for it’s talent pool. My colleague are pass-outs from IITs/IIMs, some even have degree/certifications from foreign university. Spending your day in association of these people provides you different perspectives and continuous encouragement to learn new things.

Personal life:

  1. I got a decent two-bhk flat in Mumbai (leased accommodation), which is more than enough for a single person.
  2. I am getting a decent salary which is enough to live a comfortable life for me.
  3. I have to travel 2 hour daily (1 hr each side) to reach office which I hate the most.
  4. I have a lot of free time to invest on myself. I use it for learning new thing/reading books, spend time with friends and mostly on weekends I go to home and spend time with family.
  5. At any family function / gathering, when people came to know that I work in RBI as a Manager, they treat me like alien. Everyone treat with due respect and try to have a conversation with me.


Epilogue:


In RBI, I have a very well work-life balance and incentives to learn new things. Even though, we are not dealing directly with the public, we are working extremely hard in the back end to improve banking system.

Long story short: I am happy and living a dream of millions.

-Rohit Bharuka

Tuesday, 14 January 2020

Reading,Experience,Experiential Learning


Monday, 13 January 2020

MBBS-MD-DM. Struggle to be excellent doctor for...


15 years !!

Yes, that’s right. It is more than my entire school time from KG to class XII. Let me elaborate.
I got selected into MBBS course in UCMS & GTB Hospital, Delhi University, the same year as I completed my class XII board exams, after competing in one of the largest entrance exams in the world - AIPMT (All India Pre-Medical Test). MBBS spans 5 and a half years, four and half years of studying and 1 year rotatory internship.

Besides studies I was active in music as well. I used to play keyboard and drums. We formed a rock band by the name “resurrection”. We won a few prizes at various college fests too. We mostly played our self compositions. As MBBS was nearing completion we got an offer to record our first album. But that would mean a career in music and end of medicine. Most of us chose medicine and moved on.

I completed MBBS with 1 gold medal, 1 silver medal and a few awards. I was preparing for next medical entrance test which was even more difficult than the Pre-medical test. I joined classes and test series during final year of MBBS and internship as well.

The very next session I got selected for MD Medicine at the prestigious Pt. B.D. Sharma Postgraduate Institute of Medical Sciences, Rohtak. I completed MD in 3 years after which I decided to work as senior resident at a government hospital in Delhi. I worked there for 6 months. I got married during same time. My wife had just completed MS in Obstetrics & Gynecology. I decided to pursue a career in Rheumatology, the love for this branch grew in me while I was doing MD Medicine as my guide and mentor was a rheumatologist and my thesis was on rheumatoid arthritis.


I started preparing for the next entrance exam, needless to say the competition and difficulty level keeps on increasing at every level. I left my job of senior resident and started preparing for DM in Clinical Immunology and Rheumatology. I had hoped I will sail through like previous ones but I was wrong. I did not clear in first attempt. My friends consoled me saying, hardly anyone cracks DM in first attempt. There is a huge backlog of people giving exams every year and clearing even in 3rd or 4th attempts in not unusual. Keep on giving exams and you will succeed one day. I was giving all rheumatology exams and hoping for the best. I cleared a fellowship exam at the world renowned Christian Medical College, Vellore famously known as CMC, Vellore. I was thinking of starting preparation again for DM and not settle for the fellowship. It was a difficult call because CMC is the top most medical college in India in private sector and overall number 2 just after AIIMS, New Delhi. Accepting the CMC, Vellore offer was even more difficult as my wife was expecting and leaving her at this stage when she needed my support, was giving me nightmares.


However, certain factors made me accept the CMC offer and I decided to join there. My library buddy also got through the same fellowship and told me it will be easy as we will be support for each other. My parents said I should not leave this golden opportunity and join CMC. I looked into my wife’s eyes I knew she wanted me to stay but her words said that I should go. It was a very tough decision.

I joined CMC, Vellore. Vellore is a small town around 130 km west from Chennai airport. Vellore is famous for 2 things, CMC and VIT (Vellore Institute of Technology). There is even a counter of CMC hospital inquiry at the Vellore railway station. Local people speak Tamil. Very few would know Hindi or English. CMC caters to patient population from West Bengal, Bihar, Jharkhand plus all the southern states. Lot of international patients from Bangladesh, Bhutan, Nepal and middle east also come there for treatment. Learning experience at CMC was wonderful and world class.

During her last month of pregnancy, my wife’s blood pressure started to rise. Being an obstetrician herself she knew time had come before expected. I rushed to home to spend 21 days with her, the amount of leave I got. My son was born, probably the happiest moment of my life was holding my small baby in my hands. And to my surprise the pediatrician who handed him over to me was my junior from Med school and she instantly recognized me while I was thanking her.

Those 21 days passed by swiftly. I was almost in tears leaving them behind while entering the cab for the airport. I reached back to Vellore and I was in depression at that point of time, I think when I look back. I used to remain awake in nights, rush to hospital early in morning, return late in night and the cycle continued. Then something good happened. I thought of started to paint slowly learning from YouTube videos. My first online shopping ever was acrylic colors, brush set and a canvas. I used to paint in night, the time I used to remain awake before.

This is the first one I ever made.



Happier days were there just around the corner when my wife along with our son came to Vellore. My life changed. I felt home again. Despite the fact that my son didn’t recognize me as I used to leave before he used to wake up and came back after he had slept, I was still happy that he was around. My time in CMC, Vellore was about to get over. I had plans to move back to Delhi to be with my parents and start practice. But fate had something else in store for us.

My teachers at CMC, Vellore advised me to try for DM entrance exam one last time. They said you should do DM as well. So better try it now and don’t regret later for not giving a last attempt, as the age age cut off for DM exam is 35 years. I wasn’t even 30 that time. I understood their point and started preparing for the exam which was due just after 2 weeks. I filled only SGPGIMS, Lucknow form and no other institute’s forms. SGPGIMS is the best in the country for Clinical Immunology and Rheumatology training.

I got All India Rank - 1 in the DM entrance exam. My score was way ahead of other rankers. My rheumatology training at CMC, Vellore had paid off.

We started packing bags to Lucknow which was never on our list till a month back. All three of us moved to Lucknow. SGPGIMS is a wonderful place. It has lush green campus with comfortable homes. The campus houses a lake, small forest full of Nilgais (Indian antelope) besides school, bank, post office. Those 3 years passed rather pleasantly. I completed DM with a gold medal (best resident among all the medical specialties ). I also got selected for Indo-UK fellowship and spent some time at the Wolverhampton Rheumatology Centre, UK after completing DM.

Finally, I returned home and became a qualified rheumatologist.
Sharing a recent work (definitely some improvement from the first one).

Sunday, 12 January 2020

Parents: Obeying=Respecting?



My brother was selected as an Officer in ONGC, at that time, he was working as a PO in a nationalized bank.

He got a compulsory posting in Assam for 4 years. This was a golden opportunity, but due to fear and lack of knowledge, we were sceptical about sending him there.
My father firmly refused and asked him to stay.

He wanted to go and I also convinced and advised him to go, for a better future.
Finally, going against our father’s wish, he took the job offer.

Today, after four years, he is back in Delhi and has countless advantages over his previous job.
Our father is really happy that my brother didn't listen to his advice back then.





Similarly, I married against my father's wish, he was very sceptical and judgemental about my wife's culture and background.

 And today, my father and my wife share a much better relationship than I share with my father and he is happy that I went against him.




Our parents are our well-wishers - no doubt in that - but they are humans, and humans are not perfect, they run on their opinions, emotions and thought processes.

What they think is right may not be necessarily right and vice versa.

Thus, it's always important to listen to your parents, think about their view point; however, take a decision from your heart and soul, and most importantly: stand by it, even if you fail.


-Anubhav Jain

Saturday, 11 January 2020

One of the Hardest and Most Uncomfortable Truth......

“Only I am responsible for the way my Life was, is and will be. No one else can take actions for me and no one else will have to deal with whatever consequences will ensue. This is MY life and I can choose what to make of it.”
While, on one hand, this seems very empowering, it is also a very scary concept.
If only we are responsible for the way our life turned out it means that we are also the only ones who had the power to change it.
Everything we have therefore is our victory, and everything we do not have is our loss.
If we want something different it is on us and only us to make that happen.

This was really hard for me to accept at first because I always believed that life would just work out somehow.
Somehow the things I needed would just come to me and I subconsciously believed I would be happy and be able to get by without having to do all that much.
The longer I waited the more I realized that nothing comes from nothing.
I realized that no one cared if I wasn’t happy, that no one paid attention when I was sad, and that it wasn’t anyone’s responsibility to make me happy or fulfilled.
When everything went wrong it was on me to fix it and when everything went right it was on me to celebrate it.
The skills I had, the life I lived, the opportunities that passed, and the friends I made and didn’t make were all on me.
The job, the house, the life I lived was due to my choices and my actions, and no matter who affected it, they could not control it.
This was hard to accept because it meant nothing would come to me. It meant that everything that I did not have was because I did not take the action to get it, and everything I did have good and bad, was because of what I did. I alone was responsible.
Now, I know there are many more factors in play, but no matter what factors come up, the truth is that we always hold the power within ourselves to change our situation.
We may not be able to change it much, or fast, but we can change it.
That is as much a superpower as it is a curse; as much a responsibility as it is a freedom.
But when we truly accept this power, when we truly own what we can do, we can change everything.
We can go out right now and change everything about our lives, step by step.
We can create a happy existence, can create the body of our dreams, and a life that seems worth living.
But we have to be the one to take the actions that will lead to such a life.
We are responsible. This is our life. And what we make of it, is on us as well.
“Let me tell you something you already know. The world ain't all sunshine and rainbows. It's a very mean and nasty place, and I don't care how tough you are, it will beat you to your knees and keep you there permanently if you let it. You, me, or nobody is gonna hit as hard as life. But it ain't about how hard you hit. It's about how hard you can get hit and keep moving forward; how much you can take and keep moving forward. That's how winning is done! Now, if you know what you're worth, then go out and get what you're worth. But you gotta be willing to take the hits, and not pointing fingers saying you ain't where you wanna be because of him, or her, or anybody. Cowards do that and that ain't you. You're better than that!” - Rocky Balboa


-Lukas Schwekendiek

Friday, 10 January 2020

Family ,Money and time is the real problem for middle class children.



Depends on your perspective.

If you think that you cannot do something because your family does not have money or connections to support you then the same thing will become a barrier for you in your success or while pursuing your passion.

On the contrary, if you think that your family is middle class and you must do something about it to change that, you can use the same reason to drive and motivate yourself to do something.
Everyone of us have got the same problems in life, however how your life would be is determined by how you tend to perceive things.
-Saurav Sharma

Thursday, 9 January 2020

Poor ? Dont Wana Study?



My life completely changed in this decade from not having proper food and living in a small house like this to being able to take care of my family.




I am from a lower-middle-class family where meeting basic needs like Food, Shelter, Education, Clothes was a big challenge.

Life was tough for me but deep down I realized that only education could help me out, my struggles itself gave me a lot of motivation for me to do something and get rid of this financial crisis.

After passing my 10th I was planning to join ITI Fitter or Electrician so that I could easily get a job but somehow ended up in the Science stream as I got a seat in a Government junior college.




In 2010 when I was in the 12th standard I wanted to go for IIT coaching but could not afford so I had to go for local classes, side by side I was also taking private classes to school students to meet daily needs and expenses.


In 2011 after 12th results came out I wanted to join B.Sc mathematics or computer science as we could not afford Engineering in private college but somehow admissions in newly opened Government Engineering College in my hometown. I never thought that I would get a seat in the govt Engineering college in unreserved category but cut off rank for computer science was like 5500 but I had secured some 5000. It was one of the happiest day of my life, the fees were nominal like some 25k per annum so we borrowed money as usual from money lenders and got admitted.
During my 3rd year, my father lost his job and it was very tough to pay fees and all; However, I had some good friends who used to feed my hunger and some of our relatives used to help with rations and all.


In 2015 I completed my B.Tech but our college did not have campus placement so after attending some 5–7 off-campus drives got placed in a reputed service-based MNC.
I had got a job but did not have money to travel buy clothes for the office and take care of accommodation for one month until the first salary. This time my best friend helped me with 10k and my maternal uncle gave some 5k and a few other friends helped me to get there.


I had brought my first smartphone Redmi in 2016 until now all my friends had a nice smartphone, but I got it after so much of struggling and my first bike Honda Shine in 2017 which gives me so much satisfaction as I am a nature lover and love long rides.
I started getting around 25k which improved my family’s life a lot than before but I was never satisfied with my job as It was not what I wanted.

In 2017 decided to leave the job and prepare for Government jobs but I could not afford it so prepared for Developer positions after some struggle switched two company in 2018 and more than doubled the salary.



Now I am able to take care of my parents, afford my sister’s education, saving money for their marriage living a peaceful and happy life.

This is happy me in 2019 at Viazg beach.



It's sometimes really tough due to many responsibilities but I slowly learned how to handle stress and overcome challenges and ultimately be happy. In life, there are ups and down’s which I learned to accept.


To conclude life has really changed a lot in this decade where the people who used to criticize and boycott our family due to poor financial status are now asking carrier advice for their children.

Road trip to Medak with my roommates:


Still, we don’t have our first house or car because I love driving and exploring natural places, not for luxury and support my sisters till they get a job but I think I have achieved a lot and will get all this done patiently.

-Pavan

Wednesday, 8 January 2020

Life Changed After IIM/Llife Before and After IIM


Yes it is !!
There are some changes in me. I learnt some with inspiration and alot of lessons I learnt it in a hard way.
Some of the lessons I learnt after going to IIM are
Openesss to difference:
Till my Engineering I saw mostly homogenous set of people. People who dress up like me, people of same age group, people of similar upbringing. But IIM shows you diverse set of people with diverse backgrounds. I don't know how open I'm in accepting different people before IIM as I never faced situations like that before. But IIM definitely takes the credit of making me more aware of differences in other people's culture and respecting them.


Facing the competitive environment:
I am pretty much one of the top performing students right from my childhood. So, I never experienced how it is to be an average student before getting into IIM. IIM gave me a humbling experience of meeting the best brains and making me realize that there is and will be always someone who did worked harder and smarter than me.


Prioritization:
Before IIM, I used to be that person who wants everyone and everything. Prioritising everyone else above me. Prioritising all the events happening in the college without thinking about my capacity to handle the work that comes with them. This actually created a lot of stress and in this process I started loosing myself.
Having an idea of What to prioritize and what to ignore is very important both in IIM and in life
During IIM stint also I did some mistakes and kept on learning from them. During my journey of IIM, I understood that if we eliminate noise then we get better output be it peace with people around or productivity in the work we do.

Assessment of a person:
Before IIMB, I used to think that people who drink or smoke are bad people. But after going to IIM, by interacting with different set of people I understood that good or bad is relative. Also we should not assess people based on habits they have as long as their habits doesn't disrupt harmony of people around and are lawful, it should be more on behaviour and character instead of habits. I have seen some of the nicest and well behaved people even after taking shots.
Till now I spoke only about positives, let me tell you I am that normal person who faced insecurities in being between the most hardworking people
Comparison of peers:
This I never did when I was in BTech. I along with two of my friends used to do group studies in B.Tech. we wrote exams and that's it. It was done. We moved on and involved in some other activities. I used to be one of the toppers and it is absolute grading in my B.Tech. And scoring was only eligibility criteria ( for initial filtering) to sit for placements. Once students meet it then everyone has to go through stages like written test, group discussions and personal interview to crack interview. So, I'm always secure because I know I will study, I will prepare for interviews and I will give my best.
So before “ Result is always proportional to the efforts I put in “
But in IIM there are many advantages for different people in different ways. For example people who studied for CFA knows some finance before coming to campus. So however hard I worked I ended up being average. Also being in IIT, achieving medals in Olympiads impacted shortlists. This created kind of stress in the initial terms because now the output is not completely in my control. External factors ( factors that are not in my control anymore) are also playing part in outcome. Eventually with time passing by I realized that many people around me have done far more hardwork before, it kind of made me to make peace with it. It also provided me an inspiration to give my best now which I can eventually feel good about working hard at this point of time.
“There is no point in thinking and worrying about should haves. The only way is accepting reality and moulding the further journey”
I started to take subjects and do things which helped me to utilize my strengths productively and eventually this helped situations fall in place.

Tuesday, 7 January 2020

Who inspired you for MBBS? / Education is the Way Out


Well, honestly,no one did.

Honestly,I didn't want to be a doctor in the first place.

A little background story-

I was born in a small village in outskirts of Delhi ( Mundka), in a society where girls weren't sent to school and were married off quite early at an age of 14–16.
But fortunately,I was born in a family, where education was valued more than anything else and against my grandmother wishes, my dad sent me to school ( My dad, because my mother had no say in such decisions at that time).

Somehow,I turned out to be good ( rather brilliant) at studies and always topped my school or probably, seeing my mom and other girls and women in community, I understood quite early in life that “ EDUCATION was my only escape”, that drove me to excel in studies.
My dad was a clerk in a government bank ,had a housing loan on his salary and had a family of six to support with education of three kids.

Childhood wasn't that great. But having “food in your plate,clothes on body and a roof over head”, was considered good enough,so we had good enough, better than many of the neighbours.
My dad was an honest and hardworking man, my mother never pressurised me for any of the household work ( because I was the topper always and she wanted to do everything she could to let it be that way).

I remember now,how my dad's vests and socks used to have “ holes” in them and how my mother never got a single new saree/suit for herself for many years,but my father never compromised on the education front.

I always had the books ,I asked for. I was sent to the best school in my village ( fortunately, my tution fee was waived off and my school dress was free because the school wanted to retain their topper).
My mom would stay up late with me while I was studying to make me tea/ snacks for when I felt hungry and would wake up early.

I had chosen to taken PCMB in XIth ( It was my decision as I liked both Maths and biology).
In XIth, I liked genetic engineering a lot and decided that I wanted to be a biotech engineer ( not really knowing what it actually meant).

My parents wanted me to be a doctor, though!

However,my dad, as always respected my wish and asked me to write both the exams ( medical and engineering entrance ) and I was free to choose whichever I got selected into.
I passed both IIT-JEE and DPMT and I still wanted biotech engineer course.

At that time ( in 2004 ) only Guwahati and Chennai had B.Tech in biotech engineering,I think,Delhi had M.tech ( not B.Tech).My father went to counselling with me and I got B.Tech biotech engineering at IIT-Chennai and MBBS at Lady hardinge medical College, Delhi.

Now, it was upto me to choose.

I wanted to go to IIT-Chennai.

But then,one fine evening, my dad came to me and talked to me that how he was getting older and was the sole earning member of family, the fee difference between LHMC( MBBS) and B.Tech( Chennai), how he would have to fly everytime to Chennai,in case of any problem and in case something happened to him,it would be difficult for me to complete the B.Tech course on my own ( cause of fees), but MBBS would be easy ( fee was nominal) and LHMC was at walking distance from his office.

After that discussion,he told me that eventually it was my decision and he would be okay with whatever I would decide.

I am the eldest daughter and I had seen my parents going through all the struggles for so many years,just to make our future.

So,I finally decided to take MBBS at LHMC.


Looking back- Do I have regrets?

Not really!

Yes, my life would have been different had I gone for biotech engineering, but what I have now, is good too.

And,my dad was right. Being at LHMC was actually easier for me and my family,there were a lot of times, when I needed him and he was there to meet me within15 minutes of a phone call .

And, on my convocation day of MBBS- for the first time in life,he got me a bouquet of flowers :). 

And, I could see how proud he was ,of his daughter and that face,on that day made it worth everything !!!

-Babita Kataria

My Life Story: 5000 rupees to 500 crores (Last Part)

Read the first part here before proceeding below :  First Part A fter running the coaching center in Guntur for one year, I had to shut it d...